The Vibe Journal: Finance Blogs

Want to apply for a personal loan with a CIBIL score of 600? Know that it can be challenging as most lenders prefer a higher score. Your score represents your creditworthiness, and therefore, holds great significance for your eligibility. Here’s a tabulated overview of what the score implies: Credit Score Meaning 800 – 900 Excellent …

Getting a personal loan with a credit score of 700 is possible but can be challenging and costly. This is because while some lenders consider it to be good, some prefer a higher score, generally above 750. And although the 50-point gap doesn’t seem that high, it has a significant impact on your eligibility.  To …

Keeping track of your account balance is now easier than ever with Punjab National Bank. You can do a quick PNB balance check anytime using your phone through a call, SMS or online banking. Just use the PNB balance check number or send a quick PNB balance check SMS to see your funds.  All it …

Wondering how to check your Central Bank of India account balance? Don’t worry—it’s super easy! Whether you’re using a phone or visiting an ATM, there are plenty of simple ways to do it.   Here’s a quick guide that helps you understand easy ways to check your balance anytime, anywhere, including using the CBI balance check …

Keeping track of your bank balance is essential for managing your finances. Axis Bank offers several convenient ways to check your balance, including a dedicated balance enquiry number. With just a missed call or an SMS, you can get instant updates on your account balance without visiting a branch or ATM.  Read on to know …

The IDBI Bank balance check number is one of the easiest options to get your account balance. Apart from this, IDBI Bank offers alternative ways to track your balance:  You can run an IDBI Bank account balance check instantly using any of these options above. Remember, you must register your mobile number to enjoy these …

Making a part payment of a personal loan or choosing any of the other prepayment options offers many benefits. It reduces your interest burden and makes you credit-free early. You can choose the right option to increase your savings by understanding how they differ.  Read on to learn the difference between these loan repayment methods. …

Want to check your Union Bank account balance without any hassle? You can just use the Union Bank balance check number. Simply call or send a message and you’ll get your latest balance instantly. Just ensure that the mobile number you are using is registered with the bank. You can also explore other easy ways …

Thinking of taking a loan but confused about how you’ll repay it every month? Wondering what EMI really means or how it’s calculated? You’re not alone. Many first-time borrowers often ask questions like: What is the full form of EMI? How is EMI calculated? Are there different types of EMIs?   Here, we’ll break down everything …

The full form of IMPS in banking is Immediate Payment Service. This fund transfer facility gives you real time updates on your online payments, including bills, fees, tickets, merchants and more. Knowing what is IMPS is important for transferring funds easily as you can use this facility for urgent needs.  However, there are limits, charges and …