While getting a credit card, one can think if they should get it or try something else, Maybe you cancelled a card in the past but now realise it was perfect for you. So, can you apply for the same credit card twice? The good news is – you can definitely apply again for the …
Experts say it’s best to wait 6 months between new credit applications. This helps you avoid too much debt. But sometimes, it might make sense to apply for both together. So, what do you need to know about applying for a credit card and loan at the same time? Let’s find out! Applying for credit …
A CIBIL Score of -1 generally indicates that there is no sufficient credit history available to generate a standard CIBIL Score. It does not mean that you have a poor credit score. You may see terms such as NH (No History) or NA (Not Available/Not Applicable) when there is insufficient credit information to generate a regular score. CIBIL’s current guidance groups NA and …
Taking out a personal loan is a big financial decision for anyone. As a doctor, you may consider a personal loan to help cover major purchases or investments. A personal loan for doctor can provide access to lump sums of cash. These loans usually have lower interest rates than credit cards. But, they also come …
If you’re a student or a parent, you may be aware of the rising cost of education. Thankfully, there’s an easy solution to finance these costs — education loans or personal loans. While both help solve the problem, it’s essential to get an overview of a personal loan vs an education loan. With this information, …
Once you’ve aced your entrance exams and secured a coveted seat in a prestigious engineering program comes the crucial part: financing your education. An education loan for B. Tech. students can help you fill the gap between your resources and the tuition fee of your engineering degree. Knowing the eligibility requirements, the loan application process …
With the advancement of technology, In Vitro Fertilisation (IVF) comes as a solution to help couples conceive and realise the dream of having a child. However, this treatment can be expensive, and not many can afford it easily. Thankfully, you can get a loan for IVF treatment nowadays from various financial institutions. By opting for …
Since medical expenses often catch you off guard in today’s complex healthcare landscape, medical loans come to your rescue. These have emerged as a viable option for those seeking to deal with hefty medical bills. But before diving in, understand the medical loan interest rates, as they significantly impact your overall repayment amount. To know …
Using a RuPay credit card on a UPI app is a straightforward method of making online card payments. Most credit cards are useful for making an online purchase or swiping your card at the store. These methods are useful, but with the invention of QR-based payment, these are no longer the most convenient option. To …
Credit cards give you access to instant funds for all planned and unplanned expenses. So, you may wonder, ‘Can I pay a credit card bill with another credit card?’. While you can use the card without any questions, there are some transactions that you cannot carry out with a credit card. One of these is …
