- Home
- Personal Loan
- Get an Instant ₹4 Lakh Personal Loan
Apply ₹4 Lakh personal loan online
Apply on Fibe, your reliable lending partner, and enjoy a comfortable repayment experience on a ₹4 lakh personal loan EMI.
Apply for quick approval
Apply on Fibe, your reliable lending partner, and enjoy a comfortable repayment experience on a ₹4 lakh personal loan EMI.
Fibe is aware that when crises strike, you may require a last-minute solution. If you are saying to yourself, "I need ₹4 lakhs urgently", you need not seek any further. Our instant personal loan is an ideal option to satisfy your urgent financial need while offering a simple and hassle-free borrowing process.
With Fibe, securing a ₹4 lakh loan in 2 minutes is simple. We provide tailored solutions to make sure your financial needs don't interfere with your peace of mind. Our quick ₹4 lakh loan intends to be your dependable financial partner, regardless of the reason for the loan. So, you can opt for it to manage a medical emergency, unpaid debt or any unforeseen needs.
With our online application process, you can conveniently apply for a ₹4 lakh personal loan from the comfort of your home. There's just a simple online loan application to complete, no difficult paperwork or time-consuming procedures to follow. Fibe provides quick approval while taking into account your cash needs and transferring the funds to your bank account without causing unnecessary delays.
Fibe loans ensure that your immediate financial needs are adequately met by offering loans of up to ₹4 lakhs. You can choose the payback period that best suits your budget with ease, thanks to the flexibility of our loan options, which will lessen your stress.
Say goodbye to endless waits and complicated loan processes. If you're in urgent need of a ₹4 lakh loan, Fibe is your trusted partner. Apply online today to experience a seamless and instant borrowing process that puts your financial well-being first. We're here to help you bridge the gap between your urgent financial requirements and the solution you need.
Personal loans are a flexible option for any of your planned as well as unplanned expenses. Opting for it doesn’t require you to pledge any collateral, and you can choose a comfortable repayment option.
Unlike other loans, there isn't a lengthy application process as lenders assess your eligibility based on your credit score. You can also use the funds for any needs, as there are no end-use restrictions. So, if you need an urgent loan without hassle, opting for a ₹4 lakh personal loan is the right option.
Fibe offers transparent fees to ensure that you are aware of the cost from the start. There are no hidden fees. Simple terms for a stress-free borrowing experience. Here is a breakdown of our fees.
| Fee type & Charges | |
|---|---|
| Rate of Interest | Starting from 16% p.a. on a reduced balance basis |
| Processing Fee | Starting from 2% of the loan amount plus GST |
| Tenure | 6 - 36 Months |
| APR | Starting from 18% |
| Bounce Charges | ₹500 plus GST |
| Late Payment Charges | ₹500 plus GST or 3% of the total loan amount, whichever is higher as per the overdue amount |
| Stamp Duty | 0.1% of the loan amount |
| Mandate Rejection Chrages | ₹250 plus GST |
| Pre-Closure Charges | Nil |
Disclaimer: The above fees and charges are subject to change as per the policy.
Effectively manage your finances with the assistance of the Fibe EMI calculator. This tool helps you project your monthly repayments for a personal loan of ₹4 lakh. All you need to enter is the loan amount, interest and tenure.
Fibe provides a smooth and rapid process during these critical situations. Thus, if you need an urgent loan of ₹4 lakhs, our eligibility criteria and document requirements ensure a hassle-free experience.
Eligibility Criteria
You must be between the ages of 21 to 55 years.
A minimum monthly in-hand income of ₹15,000 in non-metro cities and ₹18,000 in metro cities is required.
You must be a resident of India.
Documents Required
A Selfie: Your picture in good lighting.
PAN Card: Important document for identity verification.
Aadhaar Card: Ensures the legality of your application.
Salary Slips (last 3 months) or Bank Statements (last 6 months): Shows your financial stability.
Your financial history holds significance when seeking a loan. Recognizing the importance of credit needs, Fibe provides services tailored for individuals "New To Credit." Secure your immediate ₹4 lakh loan today using our user-friendly online application, promptly addressing your urgent financial needs. Apply now to enjoy the ease of obtaining instant loans through Fibe.
To apply for a ₹4 lakh personal loan online, follow these straightforward steps:
Discover the benefits provided by Fibe's loan services:
Yes, you can get a ₹4 lakh loan using your Aadhaar and PAN cards. Fibe simplifies the process, offering quick approval and efficient disbursal for your convenience.
Your financial history provides accessible solutions based on creditworthiness. Fibe also caters to individuals who are ‘New To Credit’.
Fibe offers instant approval within 2 minutes for a ₹4 lakh loan application. Experience a seamless and efficient lending process for your urgent requirements.
Avail of a ₹4,00,000 lakh loan at affordable interest rates, starting from 2% per annum with Fibe.
Instantly secure ₹4 lakh with Fibe Loans. Apply online and experience swift approval for your urgent financial needs. Quick, easy and reliable.
A wedding is one of the happiest milestones in life. And like every big goal, it needs some financial planning. If you’re a salaried professional, starting early can really help. Setting a budget, saving a little each month or exploring loan options keeps you ready when the big day arrives. If you’re wondering how salaried …
Continue reading “Smart Ways to Finance a Wedding as a Salaried Professional”
The ‘Destination Wedding’ trend is catching up really fast with Indians. More and more couples today are planning to tie the knot away from their hometowns. Some go for palatial resorts, beaches or even mountain and lakefront venues. Now, as lucrative as this sounds, destination wedding cost India can stack up really fast. To stay …
Continue reading “All You Need to Know About Destination Wedding Costs”
Indian weddings are like a big, beautiful carnival. Full of colour, laughter and endless celebration. But it’s rarely easy on the pocket. Things like decor, food, outfits and travel all add up before you even realise it. And no matter how much you plan, the expenses always seem to keep growing. In fact, the average …
Continue reading “How to Cover Wedding Costs with a Personal Loan Easily”
Download the Fibe App the cool new vibe to finance to avail of the loan in just a few clicks from anywhere
Subham Pawar
Shilpi Mukherjee
