Personal Loan Blogs

When looking to buy a TV under ₹20,000, it is vital that you research your options. Most of these TVs have smart features offering internet connectivity, OTT subscription, voice assistance and more. Some models also have outstanding visual and audio quality, and you have many options to choose from.  Moreover, you can pay for a …

You can finance a TV with a personal loan without any hassles and ensure you get the model you want. With the evolution of modern television sets, you now get smart TVs, offering not just an Ultra HD or 4K watching experience, but also interacting with you with Internet and Web 2.0 connectivity.  Modern TVs …

You can get a loan for a laptop, which has become an indispensable item for students and professionals. As such, you may be looking for one loaded with the latest features and specs. The best models come with a higher price tag, which can burn a hole in your savings.  Thankfully, with customised loans, you …

A Loan Account Number (LAN) is the unique number assigned to your loan by the lender. It helps identify your loan, track EMI payments, check outstanding balance, download statements, raise service requests and close loan-related queries faster. You can usually find your LAN on your loan statement, lender’s app or website, sanction letter, EMI debit …

If you are trying to figure out how to calculate EMI in Excel for a personal loan, you’ve come to the right place. This blog explains the EMI calculation formula in excel step-by-step, so you can know exactly how much you’ll need to pay every month. Calculating your EMI before applying for a loan helps …

A personal loan of ₹30,000 can help you address immediate needs for financing for any reason, from medical needs to festive expenses. Getting the required amount on time can empower you to manage your regular or unforeseen expenses efficiently. On Fibe, you can get these funds credited to your account within just 2 minutes to …

The personal loan minimum tenure and the maximum tenure are important factors to consider while getting a loan. It is one of the easiest credit instruments you can get from any bank, NBFC, or financial institution.   This collateral-free loan offers advantages like an easy online application and no end-use restrictions. However, the online personal loan needs to be repaid on time and …

Credit cards offer an excellent way to purchase daily essentials, electronics and more as well as address emergencies. Using them, you can boost your savings through rewards, discounts and cashback. However, credit cards are a credit facility and require you to make timely payments.  Missing paying your bill by the due date, you not only …

Do you need to pay GST on personal loan EMIs? The answer is no. However, it’s levied on processing fees and other charges. Being aware of these tax implications beforehand helps you manage your repayments without much hassle. This is because these charges can impact your borrowing costs significantly.  As you may know, taking a …

loans are tools that help to fund various expenses. Expediting your career can be one of them. After all, education is known to be the best investment. If you are looking for career growth without having to invest a fortune from your savings, a career loan can help you get started. This type of loan …