Finance Blogs

Investments are a very important part of retirement planning. This is also a very tense area that needs to be covered by couples. There are several studies conducted that show that bad investment planning is the reason for stress between many couples. For many, investment is just a monthly expense and they don’t feel the …

The current workforce consists of a considerable percentage of millennials. It is estimated in a study by the University of North Carolina that nearly 50% of the workforce will consist of millennials by the year 2020. With such a large proportion being millennials, the big question that arises is whether they are equipped enough to …

Credit Score is a numerical expression based on borrower’s credit history which is  record of borrower’s responsible repayment of debts. Having a good credit score is all that matters in today’s fast paced world, you may miss out on many benefits if you fail to maintain one. Here are 5 ways a bad credit can …

Getting your very first job is one of the most significant turning points of your life. You start making money, you start believing your dreams can finally come true. That’s wonderful! But are dreams enough? Hardly! When you fail to plan your goals, you plan to fail your goals. Confused? Ask yourself how much money you …

There are a few topics that you don’t discuss in polite society, and money is one of them. However, millennials are going to talk about their finances, and they don’t care if the discussion makes you uncomfortable. Being saddled with enormous college debt and coming out of school during the recession may have led to …

In September 2010, India set out on an arduous journey. A journey to provide every one of its billion plus residents with a unique identification number. A journey that would prove to be the beginning of a FinTech revolution for the country. INDIA STACK What is India Stack? In simple terms, India Stack is: A paperless …

With the evolution in the field of information technology, the lifestyle of people started changing gradually. It started showing its effect on various sectors and one of them is banking and finance sector. Before the evolution, the process of completing a financial transaction was tough and physical presence of both person (borrower and lender) was …

Getting your salary is a wonderful feeling. It makes you feel rewarded for all the hours of dedicated work that you put in. But the happiness fades away when a large chunk of your hard-earned income gets converted into tax. It is essential to figure out how you can avoid that high deduction in tax. …

When you are in your twenty’s, you get perpetual recitations on money saving and management This indeed is a great thing, because an advise like this is always treasure worthy. However apart from managing finances and saving money, it is also crucial to master the art of spending right. Let’s discuss about where you should …

Some situations demand the need for that extra cash. The hammer of Emergencies can strike us anytime, and can cause a financial imbalance. The very situations can put us in an embarrassing spot where in we have to resort to sources for borrowing personal loans. One such source is our work place. Salary advance is …