Imagine being able to borrow money without any hassles or unruly paperwork, so that you could buy your dream car or house. However, reality is far from such a scenario. Borrowing money from the bank depends on a number of factors – the most important being your credit score. A credit score is an indicator …
Continue reading “Preserving Your Credit Score: 7 Things To Watch Out For”
Among the many reasons for salary advances are the added expenses. But that’s not all where salary advances can prove to be useful. For instance, the rising costs may lead employees to borrow money from home or live a very frugal lifestyle towards the end of the month. But by getting a salary advance, they can …
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We all want to become master of our money instead of being a slave to our habits, but let’s admit – we all give in to a lot of temptations. These temptations may seem fine at that moment because they’re relatively small, however, if you add them all together, chances are, you’re going to find …
Continue reading “Are you Guilty of These 15 Money-Wasting Moves? Here’s How to Stop”
Did this year’s tax leave you baffled? Did you feel like you paid way too much tax? Don’t blame the government or its policies, at least not yet! You may have overlooked a few essential things when filing your tax returns, which has resulted in low returns. Read on to what they are and steer …
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Investments are a very important part of retirement planning. This is also a very tense area that needs to be covered by couples. There are several studies conducted that show that bad investment planning is the reason for stress between many couples. For many, investment is just a monthly expense and they don’t feel the …
The current workforce consists of a considerable percentage of millennials. It is estimated in a study by the University of North Carolina that nearly 50% of the workforce will consist of millennials by the year 2020. With such a large proportion being millennials, the big question that arises is whether they are equipped enough to …
Continue reading “Making The Right Financial Choices Through Financial Literacy”
Credit Score is a numerical expression based on borrower’s credit history which is record of borrower’s responsible repayment of debts. Having a good credit score is all that matters in today’s fast paced world, you may miss out on many benefits if you fail to maintain one. Here are 5 ways a bad credit can …
Getting your very first job is one of the most significant turning points of your life. You start making money, you start believing your dreams can finally come true. That’s wonderful! But are dreams enough? Hardly! When you fail to plan your goals, you plan to fail your goals. Confused? Ask yourself how much money you …
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As you analyse your month-end finances, you realise you owe more than you can afford. How did this happen? Were there early signs that you failed to notice or chose to overlook Every disaster has certain warning signs. Let us showcase to you 5 warning signs that indicate a financial crisis awaiting your future. 1. …
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New reality has spread far and wide; all millennials, an unmaterialistic generation of today, want is wi-fi for their smartphone and a constant supply of enjoyable life experiences. The core concept is pretty simple – why buy depreciating assets, when you can rent and pay as per use! It is no secret that millennials; the …
Continue reading “A Culture Shift from Ownership to Experience”
