Finance Blogs

Love is the most uncensored emotion that creeps unknowingly in each of our lives. Or, to put it better, it has been ubiquitously present as a part of our existence. Underlying in almost every benevolent act of ours, we celebrate it every day. But just as a sapien needs his birthday to claim another year …

Renowned American jazz pianist, Willie “The Lion” Smith, once said, “ROMANCE without FINANCE is no good”.  Compatibility between romance and finance is akin to the compatibility between the heart and the brain. While the heart may run wild and wants the best, the brain needs to step in to make wise decisions. If the decisions …

While getting too friendly with credit cards is one of the credit card mistakes to avoid, you need to be diligent during the application process too. While applying for a credit card is a relatively easy process, you may tend to make some common mistakes while you are at it.  These mistakes have consequences – ranging …

As tax season approaches, a sense of urgency sets in among all taxpayers alike. With a maze of laws and by-laws governing Income Tax in India, it becomes quite challenging to accurately comprehend the procedures and nuances involved in filing tax forms and income declarations. It is because of this confusion that people end up …

They say the concept of credit is as old as humanity itself; coming into existence even before the concept of money did. The concept of formal credit, however, is a little more recent. On the occasion of the Indian Republic turning 71, we trace the history of the Indian credit sector, and see how it …

A warning on getting too friendly with credit cards would find itself in nearly all financial advice. And with good reason – considering the high interest rates and late payment penalties many cards can have. The dangers of running yourself into a credit rut, with considerably more debt than you have the capacity to repay …

28 year old Sharan would fit check a lot of boxes on the stereotypical millennial checklist. A penchant for eating out from quality food joints, a habit of catching his favorite matches from the neighbourhood sports pub, and a strong desire to flaunt the latest smartphone or take quarterly vacations – Sharan clearly loves to …

At some point in a managerial role, we may wonder if our team is indeed adequately focused to deliver efficient results. A well coordinated team results in faster and more productive output, to the advantage of both the company and the employees. But often the case is such that employees lose touch with this part …

Knowing what is credit risk and how it differs from credit score is important. After all, lenders decide whether or not to approve your loan application based on your creditworthiness. To know more about what credit risk assessment and credit score are and how they differ from each other, read on. What Do You Mean …

Why is investing important? It is a question with an obvious but prudent answer. If you are already struggling to manage a monthly budget and repaying debts, you might wonder why should you add another financial task to your to-do list. But, investing might be the most important expenditure of all. Investing is crucial as …