Banking Blogs

The Reserve Bank of India (RBI) decides the holiday calendar for both public and private banks. So, all banks across India follow the same list of holidays. Since these holidays affect banking services nationwide, it’s always helpful to know them in advance. You can plan your visits better and avoid last-minute transaction hassles. Read on …

Every bank customer is assigned a unique 11-digit CIF number. This number stores all personal and account-related details in one place. It allows the bank to manage all your accounts under a single ID. This makes it easier to offer personalised services and maintain accurate records It also helps the bank track your account activity, …

As an IndusInd Bank customer, you can now get quick assistance with your queries and concerns through 24×7 toll-free customer care numbers. Whether you need help with phone banking, credit card services or NRI banking, you can skip long processes and get instant solutions over a call. These helplines ensure round-the-clock support, making banking easier …

The current IndusInd Bank Fixed Deposit interest rate makes it an attractive investment option. You can earn up to 8.25% interest on an FD with the bank. This makes your investment safe, giving you steady returns until maturity. So, along with capital appreciation, you can keep your savings protected from erosion due to market factors.  …

A Demand Draft (DD) is a secure, prepaid way to transfer money through a bank. Unlike cheques, DDs don’t rely on the account holder’s balance at the time of clearance. The bank sets aside the amount when issuing the draft, so there’s no risk of it bouncing. Despite digital banking options, demand drafts are still …

An account payee cheque is also known as a crossed check, which has two parallel lines mentioned on the top left. Between the two lines, you need to write ‘A/C payee’. Irrespective of many digital options, cheques are one of the popular ways of making financial transactions. One of the main reasons for choosing cheques …

RTGS refers to a payment facility provided by banking institutions for the transfer of funds from one bank account to another. Although UPI transactions in India are being accepted widely, they have a specified limit of ₹1 lakh per day. For a larger amount, there are other online methods to opt from.  Unlike an NEFT …

If you’ve ever received a notification about ATM card AMC charges and wondered what exactly they are, you’re in the right place. AMC or Annual Maintenance Charges are fees banks levy to cover the costs of managing your debit card, including customer support, fraud protection, and infrastructure maintenance. Some banks offer free debit cards with …

A cheque leaf is a primary financial instrument for all account holders and banks provide a chequebook when you open an account. Understanding the cheque leaf meaning is essential to using it. It is necessary to know the validity of a cheque leaf, the process of filling it out and more to make the best …

Axis Bank is a leading private bank renowned for its extensive range of financial products and services to suit diverse requirements. The customer care number for Axis Bank can help you get answers to a variety of queries.  If you are looking for the Axis bank customer care information, you have come to the right …