The Vibe Journal: Finance Blogs

Money has always been a cause of concern for people. The worry is not always about getting a bigger paycheck, but knowing how to manage finances and utilise funds for long-term benefits. 59% of employees say that their biggest cause of stress is financial or money related problems.  But a question arises, somewhat understandably – …

In the corporate context, the concept of wellness has often been associated only with regards to the physical health of an employee, and employers have historically been focusing their wellness plans around these. However,  ‘wellness’ may not just mean good health to all the employees. For someone, it can be physical wellness, while for some …

Even under the most challenging circumstances, it is critical to strengthen a workforce in a way that reflects an organisation’s true values, culture and growth objectives. Weathering that challenge requires innovative thinking and technology. HR can leverage technology to fill the gap between talent needs and optimize productivity to get desired increase in business growth. …

By: Srihari.S About the Author: He Heads the Talent Management and Digital HR practice for a medical technology Company and is currently the Director Human Resources with over 15+ years of Industry experience. Mention organisational restructuring in a hallway, and you’ll likely receive an eye-roll. Seasoned employees may say that they know the drill as …

For lenders, offering loans can often be risky, especially unsecured loans. There is no surety that the borrower will repay the money lent. The risk may be even higher when banks and NBFCs carry out the credit functions by leveraging the deposits made by their customers.  It is no wonder that lenders set strict criteria …

Tech advancements are driving and metamorphosing business practices across the globe today. Technology driven lending practices are taking over their traditional counterparts. Banks and financial institutions in India have been the major bearers and movers of finance across sectors, industries, firms and individuals. India has one of the largest banking networks in the world. Banks …

“We are in the midst of a robust Indian consumer credit market expansion where we are seeing immense growth in both the number of accounts and balances for most major credit products, including credit cards and personal loans,” – Yogendra Singh, Vice President of Research and Consulting, TransUnion CIBIL. The online credit market has been …

By: S.K Dutt, Group CHRO – Ampersand GroupSenior HR professional & Post Graduate Alumnus of University of Oxford – Said Business School Both Finance and HR professionals share one common goal –  achieving higher level of performance and profitability. While CFOs are responsible for allocating resources required to deliver the company’s strategy, CHROs’ responsibilities include …

India is priming for its annual festive overdrive – with a pack of festivals followed by multiple other packs coming up back to back. We’ve already celebrated Onam and Ganesh Chaturthi only recently, and yet have more major celebrations coming our way with Navratri followed by Diwali. Of course, being a society that prides itself …

Stress is an issue bigger than ever for millennials, who are rushing ahead with their worklife, finding little time to enjoy the intricacies of life. They are not only toiling themselves with projects, preparing reports and meeting targets, but also when off the work they busy themselves worrying about their debt, savings and expenditure.  India …