The Vibe Journal: Finance Blogs

From tax-saving tips, ways to manage your loan to personal finance — this is the ultimate finance blog for all your queries.

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What are Small Personal Loans? Features, Eligibility & How to Apply
Personal Loan
What are Small Personal Loans? Features, Eligibility & How to Apply

Small personal loans are unsecured loans designed for relatively smaller, short-term funding needs. Because many lenders now offer them online, they can be useful when you need quick access to funds for an urgent or planned personal expense without pledging collateral. Depending on the lender and your eligibility, you can choose a suitable loan amount and …

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Latest Fake Loan App List 2026 – RBI Guidelines & Banned Apps List
Personal Loan
Latest Fake Loan App List 2026 – RBI Guidelines & Banned Apps List

There is no fixed list of fake loan apps because scammers keep launching new ones under different names. Some commonly reported names linked to loan scams include Insta Loan, Maxi Loan, RupeeGo, Lendkar and CashBus. What matters more is knowing the warning signs. Fake loan apps often ask for unnecessary permissions, charge fees upfront, hide …

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CIBIL Score of 600 and Personal Loans: All You Need to Know
Personal Loan
CIBIL Score of 600 and Personal Loans: All You Need to Know

Want to apply for a personal loan with a CIBIL score of 600? Know that it can be challenging as most lenders prefer a higher score. Your score represents your creditworthiness, and therefore, holds great significance for your eligibility. Here’s a tabulated overview of what the score implies: Credit Score Meaning 800 – 900 Excellent …

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How to Get a Personal Loan With a Credit Score of 700?
Personal Loan
How to Get a Personal Loan With a Credit Score of 700?

Getting a personal loan with a credit score of 700 is possible but can be challenging and costly. This is because while some lenders consider it to be good, some prefer a higher score, generally above 750. And although the 50-point gap doesn’t seem that high, it has a significant impact on your eligibility.  To …

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PNB Balance Check Number in 2026
Bank Statements
PNB Balance Check Number in 2026

Keeping track of your account balance is now easier than ever with Punjab National Bank. You can do a quick PNB balance check anytime using your phone through a call, SMS or online banking. Just use the PNB balance check number or send a quick PNB balance check SMS to see your funds.  All it …

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Central Bank of India Balance Check in 2026
Banking
Central Bank of India Balance Check in 2026

Keeping track of your Central Bank of India account balance shouldn’t feel like a task. Whether you’re at home, at work or on the go, there are multiple quick and easy ways to check your balance in just a few seconds – no branch visit needed. This guide walks you through all of them, including …

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Axis Bank Balance Check Number: Missed Call, SMS, Net Banking
Bank Statements
Axis Bank Balance Check Number: Missed Call, SMS, Net Banking

Keeping track of your bank balance is essential for managing your finances. Axis Bank offers several convenient ways to check your balance, including a dedicated balance enquiry number. With just a missed call or an SMS, you can get instant updates on your account balance without visiting a branch or ATM.  Read on to know …

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IDBI Balance Check Number: SMS, Missed Call & More 2026
Banking
IDBI Balance Check Number: SMS, Missed Call & More 2026

The IDBI Bank balance check number is one of the easiest options to get your account balance. Apart from this, IDBI Bank offers alternative ways to track your balance:  You can run an IDBI Bank account balance check instantly using any of these options above. Remember, you must register your mobile number to enjoy these …

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Prepayment, Pre-Closure and Part Payment: Everything you need to know
Personal Loan
Prepayment, Pre-Closure and Part Payment: Everything you need to know

Making a part payment of a personal loan or choosing any of the other prepayment options offers many benefits. It reduces your interest burden and makes you credit-free early. You can choose the right option to increase your savings by understanding how they differ.  Read on to learn the difference between these loan repayment methods. …

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Union Bank of India Balance Enquiry Number
Banking
Union Bank of India Balance Enquiry Number

Keeping tabs on your Union Bank account balance is simpler than you think. Whether you prefer a quick missed call, an SMS or checking online, there are multiple ways to get your balance in seconds. You don’t even need to visit a branch. Just make sure your mobile number is registered with the bank and …

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