The Vibe Journal: Finance Blogs

You can finance a TV with a personal loan without any hassles and ensure you get the model you want. With the evolution of modern television sets, you now get smart TVs, offering not just an Ultra HD or 4K watching experience, but also interacting with you with Internet and Web 2.0 connectivity.  Modern TVs …

You can get a loan for a laptop, which has become an indispensable item for students and professionals. As such, you may be looking for one loaded with the latest features and specs. The best models come with a higher price tag, which can burn a hole in your savings.  Thankfully, with customised loans, you …

Ganesh Chaturthi is a popular and highly anticipated festival for many across India. The festival celebrates the birth of Lord Ganesha and has significant religious and cultural importance. It is also known as: People across India, especially in states like Maharashtra, Gujarat, Odisha, Uttar Pradesh, and Karnataka, celebrate the festival with tremendous enthusiasm. You can …

When you borrow from a lender, your Loan Account Number (LAN) acts as an identifier for you as a customer. This alphanumeric code corresponds to your loan account to help you track your loan details on the lender’s web platform.   When you get a loan, you must repay on time to service your obligation and …

Navigating the complexities of financial planning often begins with using the EMI calculator in Excel for personal loans to understand your monthly obligations. Its robust computational capabilities perform these calculations with precision.  Leveraging Excel’s formulas and functions also allows you to gain deeper insights into loan structures and repayment schedules. Most lenders offer online personal loan EMI …

By booking an FD with the latest ICICI Bank fixed deposit rates, you can earn lucrative returns. Based on the chosen tenure and FD type, these rates change, and you can decide on the best terms to meet your goals. Some key features of booking a deposit with this issuer: Read on to learn the …

Kotak Mahindra Bank, one of India’s fastest-growing banks, offers fixed deposit schemes where you can start investing with just ₹5,000. You can get attractive interest rates on these FDs depending on certain factors, such as:  So, read on to know the latest rates and more. Kotak Mahindra Bank FD Rates for Deposits Less Than ₹2 …

DBS Bank offers a high-interest rate of 8.00% on their FDs alongside convenience and safety. DBS is a celebrated bank which has received accolades as: You can choose the tenure that best suits you from the multiple options offered. DBS Bank also offers an additional 0.50% interest rate to senior citizens.  DBS Bank FD Interest Rates …

As an IndusInd Bank customer, you can now get quick assistance with your queries and concerns through 24×7 toll-free customer care numbers. Whether you need help with phone banking, credit card services or NRI banking, you can skip long processes and get instant solutions over a call. These helplines ensure round-the-clock support, making banking easier …

Looking to invest in a Fixed Deposit? As of 2025, Axis Bank offers FD interest rates ranging from 3.00% to 7.10%, depending on the tenure, deposit amount and your age. You can start investing with just ₹5,000 and earn attractive returns tailored to your financial goals.  These rates vary based on several factors:  Knowing the …