The Vibe Journal: Finance Blogs

‘How to link mobile number to Aadhaar card?’ is a common query and doing offers you numerous benefits. For example, you can complete the KYC process with only your Aadhaar-linked number. You can also purchase insurance and mutual funds or get instant loan and other financial products with your registered mobile number. Moreover, your Aadhaar …

Availing of personal loans to effectively manage your plan as well as unexpected financial expenses has become remarkably hassle-free. With the advancement of technology in the financial sector, you can now effortlessly secure a cash loan on an Aadhaar card.  By simply verifying your Aadhaar card as a part of the KYC mandate, lenders can …

Bank accounts are pivotal in ensuring hassle-free access to funds whenever required. One of the most common and easily accessible accounts is savings accounts. Today, numerous banks offer several savings account options, each catering to unique requirements and added benefits. That said, you shouldn’t open an account without checking the details, especially the rates offered …

The personal loan minimum tenure and the maximum tenure are important factors to consider while getting a loan. It is one of the easiest credit instruments you can get from any bank, NBFC, or financial institution.  This collateral-free loan offers advantages like an easy online application and no end-use restrictions. However, the online personal loan needs …

Knowing the meaning of ITR is essential as it will help you stay compliant with the tax laws of the country. Simply put, an income tax return or ITR is an essential form for declaring your income details and the applicable tax information to the IT Department. According to the IT Act of 1961, all …

Knowing microcredit meaning is crucial, especially if you plan to get a loan for your small business. Microcredit for businesses provides financing options that empower them to function seamlessly. With adequate funding, businesses can ensure they have enough capital to sustain and execute operations stress-free. That’s not all. This funding also helps aspiring entrepreneurs get …

Your PAN (Permanent Account Number) card is a crucial document without which you can’t file your tax returns. That’s not all. Your financial transactions will also be limited and restricted. For example, if you don’t have a valid PAN card, you cannot deposit or pay more than ₹50,000 at a time.  Read to know the …

In January 2024, UPI transactions touched a new record with 12.02 crore transactions amounting to ₹18.41 trillion. Thus, it doesn’t come as a surprise that we are at the forefront of digital transactions in terms of both value and volume. As India manages to dominate the digital payment landscape, the nation has also witnessed a …

Whenever you apply for a loan, invest, start a bank account or do other financial transactions, you may see an acronym mentioned as ‘KYC’. You may know that KYC requires you to submit documents like your Aadhaar card, PAN card, driver’s license and more, but do you know why this process is required? Read on …

With loans helping you manage comprehensive financial expenses, availing them is no herculean task. Advancements in the fintech sector have further accelerated the personal loan application and approval process. As such, getting a ₹50,000 loan on an Aadhaar card is straightforward and quick.  However, checking the eligibility criteria the lender sets before applying is an …