The Vibe Journal: Finance Blogs

Looking to invest in a Fixed Deposit? As of 2025, Axis Bank offers FD interest rates ranging from 3.00% to 7.10%, depending on the tenure, deposit amount and your age. You can start investing with just ₹5,000 and earn attractive returns tailored to your financial goals.  These rates vary based on several factors:  Knowing the …

Post Office Savings Schemes have been in existence since India’s independence and were meant to promote a habit of saving among citizens since their launch. If you are taking this traditional route to save, you can park your funds in the following schemes: Read on to know the latest interest rates for Post Office FDs as …

The Government of India brought in the Goods and Services Tax to simplify indirect taxation. Before its implementation, there were numerous taxes on the supply of goods and services, including:  The multitude of taxes made the process increasingly challenging to comply with. However, the new multi-stage and destination-based tax has resolved this issue. Read on …

Are you a professional relocating for work and need funds to pay your housing deposit? Or do you need to bridge a cash crunch to address medical needs? Whether you are looking to upgrade your life or meet a short-term requirement, the Fibe Instant Cash Loan can be your ally.  This personal loan requires no collateral and …

The Saraswat Bank FD rates go up to 8.00% p.a., making it a great option to grow your wealth risk-free. The bank was recognised as one of the World’s Best Banks 2020 for the third time in a row on the Forbes list, making it a great bank to open a deposit. The bank offers …

The current Canara Bank FD interest rate goes up to 7.90% p.a., making it a great investment option. It offers you two types of FDs: Here are some other key features of Canara Bank FDs: Read on to know the Canara Bank FD rates in 2024.  Canara Bank FD Interest Rates for Callable Deposits Below …

The current IndusInd Bank Fixed Deposit interest rate makes it an attractive investment option. You can earn up to 8.25% interest on an FD with the bank. This makes your investment safe, giving you steady returns until maturity. So, along with capital appreciation, you can keep your savings protected from erosion due to market factors.  …

Learning how to make a UPI ID or set a UPI PIN is an easy solution to enjoying seamless transactions. Thanks to digital advancements and the launch of the UPI facility, now you no longer have to visit a bank to transfer money. With the Unified Payment Interface (UPI), you can effortlessly transfer funds from …

In the increasingly interconnected digital landscape, online scams have become an unfortunate reality, preying on unsuspecting individuals and organisations. From phishing emails to fake investment schemes, the realm of financial fraud is vast and ever-evolving.  One way to protect yourself from these is to be aware of the tactics that scammers use and the tips …

The fixed deposit interest rate of HDFC Bank varies depending on your deposit amount and tenure. HDFC is one of India’s leading private sector banks, offering a range of financial products, one of them being fixed deposits.  At HDFC Bank, you can open an FD account with an amount as low as ₹5,000 up to …