The Vibe Journal: Finance Blogs

Investing in mutual funds is a great way to grow your money but it’s important to know the rules and fees that come with them. One key factor to consider is the exit load — a fee that some Asset Management Companies (AMCs) charge when you sell or withdraw your mutual fund units before a …

The Public Provident Fund (PPF) is a great way to save and grow your money with guaranteed returns and tax benefits. It’s a government-backed scheme that helps you build wealth over time and is completely tax-free. Read more to understand its benefits, interest rates and tax perks in a simple way. What is PPF and …

FASTag is a prepaid tag that makes toll payments quick and hassle-free. It’s linked to your car, so you don’t need cash at toll plazas, helping you travel faster. But to keep things smooth, make sure to check and maintain your FASTag balance regularly. Read on to know the steps for a FASTag balance check …

Gone are the days when investing was only for wealthy people or those with financial advisors. Now, with digital wealth management, anyone can invest, track and grow their money easily. These platforms use smart technology to make financial planning simpler, more affordable and accessible for everyone — whether you’re a beginner or a seasoned investor. …

For years, banks and financial institutions have controlled money and transactions. But what if you could manage your finances without a bank? That’s exactly what DeFi (Decentralised Finance) offers — a way to lend, borrow, trade and invest directly using blockchain technology.  Read on to understand what DeFi means, how it works and why it’s …

Ever found yourself in urgent need of cash but didn’t want to break your investments? Be it a medical emergency, a big-ticket purchase or an unexpected expense, selling your mutual funds was not always your first preference or the best move. That’s where a Loan Against Mutual Funds (LAMF) comes in handy!  Instead of redeeming …

Mutual funds have become an extremely popular investment option for retail investors in India. They offer professional management, diversification, and ease of investing – even with a small amount. While there are various types of mutual fund schemes to choose from, hybrid mutual funds have been gaining a lot of traction among investors lately. Also …

Navigating India’s complex tax laws and ever-changing rules can be challenging even for the most diligent of taxpayers. Despite one’s best efforts, it is easy to miss filings or make inadvertent errors that could result in hefty penalties. A lack of knowledge of tax penalties can drain substantial sums of hard-earned money if a business …

Given the jargon, investing in mutual funds can seem daunting. As a beginner, understanding the mutual funds basics and key terms associated with it is important to make informed investment decisions. This blog post explains some of the most common mutual fund terms every investor should know. Glossary of Mutual Funds Terms This glossary explains …

An income tax notice to salaried employees is a formal communication from the Income Tax Department asking you to clarify, correct or confirm details in your tax filing. This article covers the most common types of income tax notices for salaried individuals, the key reasons they are triggered including TDS mismatches, undisclosed interest income and high-value transactions and a clear …