The Vibe Journal: Finance Blogs

Life is always unpredictable. Imagine your salary is due in 5 days and you need cash urgently for the unexpected car repair. In such unforeseen cases, Cash loans can be at perfect solution in such times of need. Immediate cash loans have revolutionised the way a loan process is carried out. It has come up …

Knowing the differences between secured loans and unsecured loans is crucial to help you choose the right lending option for a sudden monetary exigency. While both these loans have pros and cons, selecting one may be overwhelming due to the availability of multiple loan options.  Read on to learn what is a secured loan and …

A Bank is the first thing that pops into your mind when searching for a loan. That’s how we have been wired and it seems like a logical choice to go with. But you would be surprised to know that Non-Banking Financial Companies or NBFCs are continuously outperforming banks today. According to the latest Financial …

While scheduling monthly calendar, you suddenly realize that plan to celebrate the favorite festival with schoolmates, and girl friend’s birthday falls within first twenty days on the month. To add-on, your restlessness, gentle reminder SMS to pay monthly EMI for the bike, drops in. You are still to pay the balance payment of air ticket …

In September 2010, India set out on an arduous journey. A journey to provide every one of its billion plus residents with a unique identification number. A journey that would prove to be the beginning of a FinTech revolution for the country. INDIA STACK What is India Stack? In simple terms, India Stack is: A paperless …

With the evolution in the field of information technology, the lifestyle of people started changing gradually. It started showing its effect on various sectors and one of them is banking and finance sector. Before the evolution, the process of completing a financial transaction was tough and physical presence of both person (borrower and lender) was …

Getting your salary is a wonderful feeling. It makes you feel rewarded for all the hours of dedicated work that you put in. But the happiness fades away when a large chunk of your hard-earned income gets converted into tax. It is essential to figure out how you can avoid that high deduction in tax. …

An overdraft facility lets you borrow extra money from your bank, even if your balance is low. It works like a short-term credit line linked to your account. You can use the funds for urgent needs like bill payments, medical expenses or business cash flow. For answers to the question, “What is an OD loan?” …

It’s the time of the year when promises are made new beginnings are carved, and bonds are strengthened. It is the Valentine’s week. This is the week where people express their love for each other. This is the time when people exchange gifts with each other to showcase their affection. However often we find ourselves …