Looking for ways to enjoy Diwali without overspending? Then this space is for you. The festival season often comes with gift shopping, home décor, family bonuses and endless celebrations. All of which can make your budget spiral out of control. Here’s a guide that will show you how to: Let’s dive in! Step 1: Create …
With technology advancing rapidly with every passing day, the way that you access financial services is changing too. In fact, access to loans and other financial services is now possible from the comfort of home. This extends to helpful tools like the EMI calculator. One of the biggest advantages of an EMI calculator is that …
Choosing the right auto loan is as important as buying the car itself. While buying a car, you must ensure that it meets all your requirements and is within your budget. The same goes for online car loans. Although getting an instant car loan online is relatively easy, you must avoid making mistakes in picking …
Yes, most of them are. But that ‘most’ is doing a lot of work and it’s worth understanding what separates a trustworthy app from one that could leave you in a genuinely bad situation. The apps that are safe to use are backed by an RBI-registered bank or NBFC, follow the 2022 Digital Lending Guidelines and are upfront about what they charge. …
The festive season is finally here, and it brings with it much-awaited shopping sales. With the global pandemic, there has certainly been a slump in the economy as people have put off making big purchases. But as the economy restarts again, e-commerce giants like Flipkart and Amazon have geared up for major shopping sales. Let’s …
Based on your loan history (of all kinds), a credit score is a number that measures and rates your financial health. To decide whether to accept someone for a loan or credit card and to determine what interest rate to charge, lenders use credit scores. In order to decide whether to rent your house, give …
Over the years, an individual’s or even an organisation’s creditworthiness has come to be defined by their credit score. A loanee’s traditional data (e.g. credit history, types of credit, credit utilisation, etc.) is usually the only factor considered by credit scoring systems to evaluate their creditworthiness. The problem with this system is that a significant …
