The Vibe Journal: Finance Blogs

An overdraft account allows you to withdraw funds in an emergency when you have a low or insufficient balance. It is a type of short-term credit similar to a line of credit. Having knowledge about this facility can help you get instant cash from your bank account without waiting for loan approval during financial emergencies. …

It’s the time of the year when promises are made new beginnings are carved, and bonds are strengthened. It is the Valentine’s week. This is the week where people express their love for each other. This is the time when people exchange gifts with each other to showcase their affection. However often we find ourselves …

When you are in your twenty’s, you get perpetual recitations on money saving and management This indeed is a great thing, because an advise like this is always treasure worthy. However apart from managing finances and saving money, it is also crucial to master the art of spending right. Let’s discuss about where you should …

The Indian banking sector has its roots in the 18th century, and has evolved in a variety of ways since then Post-Independence, The Reserve Bank of India, India’s central banking authority, was established in April 1935, but was nationalised on 1 January 1949 under the terms of the Reserve Bank of India (Transfer to Public …

Some situations demand the need for that extra cash. The hammer of Emergencies can strike us anytime, and can cause a financial imbalance. The very situations can put us in an embarrassing spot where in we have to resort to sources for borrowing personal loans. One such source is our work place. Salary advance is …

The world of Fintech The combination of Startups and Finance has lighted the thought bubble of Techies. This has prodded them to move forward to build a space that blends both. Basically Fintech organisations use technology to help users avail financial services effortlessly and on the go. Fintech encompasses all technology-based companies operating in insurance, …

Investment in shares offers a great way to maximise the potential of your savings. This way, you can effectively save for your short-term needs or build a corpus for your long-term goals. If you are new to investing, you must be wondering, “Why invest in the stock market” at all? Read on to know the …

As a novice taxpayer, understanding what the connection between your salary and allowances is essential. An allowance is a part of your salary structure that the employer pays at regular intervals. These allowances are added to your salary and taxed under the salaries as per the Income Tax Act guidelines. Tax-free allowances in salary are …

In our financial space, we come to a state, where we have sufficient funds, and we wish to invest a chunk of it for future plans and goals. Two very popularly used media for investment are Fixed deposits and Mutual Funds. We will distinguish between the two after we define them properly. Fixed Deposits Here …

We are aware of how vast and effective Social Media has become. In fact we owe our ability to be aware about what is going on to social media. Social media has ceased to be just a platform for interacting and socialising. It is much more now. Traditional verification to evaluate our monetary potential fails …