From tax-saving tips, ways to manage your loan to personal finance — this is the ultimate finance blog for all your queries.
This year, Navratri will be celebrated from September 22 (Monday) to October 1 (Wednesday), with Vijayadashami / Dussehra on October 2, 2025 (Thursday). Some regional panchangs may differ slightly due to lunar timings. Read on to understand what this season is all about. What is Navratri? Navratri, meaning ‘9 nights,’ is one of India’s most …
Continue reading “Navratri 2025: Dates, Colors, Rituals & Celebration Guide”
Planning for retirement often raises a significant question: how can you keep your savings safe while also earning decent returns? For many in India, especially those above 60, senior citizen fixed deposit schemes become a natural choice. These aren’t new, but their reliability and slightly better returns still make them popular. Let’s look at what …
Continue reading “Senior Citizen Fixed Deposit: Special Rates and Key Benefits”
Many people treat fixed deposits as their go-to savings cushion. It’s a safe place for money to grow without stress. But life has its surprises – a sudden hospital expense, housework that can’t wait, or a shortfall before salary day. What do you do in moments like these? Here’s a better idea – borrow against …
Continue reading “How to Get a Loan Against Your Fixed Deposit?”
Taking a loan is simple, but missing payments can feel stressful. You often hear stories of recovery agents or people losing property. The truth is different. Loan recovery in India is governed by clear Reserve Bank of India (RBI) rules to protect you. Knowing these rules helps you stay relaxed and handle things with confidence. …
Continue reading “Top 5 Myths About Personal Loan Recovery in India”
You don’t always need a big sum to start saving. With a recurring deposit (RD), you can set aside a fixed amount each month. Over time, it grows with guaranteed interest. IDBI Bank, one of India’s leading public sector banks makes this simple. Their RDs come with flexible tenures, assured returns and benefits for different …
Continue reading “Latest IDBI RD Interest Rates: Everything You Need to Know”
Not everyone has a huge risk appetite when it comes to investing. Many prefer an option that is simple and steady. That’s what a recurring deposit (RD) offers. You set aside a fixed amount each month and the bank helps your money grow with guaranteed returns. Bank of India is one of the country’s top …
Continue reading “Latest Bank of India RD Interest Rates: Everything You Need to Know”
Saving regularly is one of the easiest ways to build wealth. Recurring deposits (RDs) let you do this with small monthly instalments while earning fixed returns. Union Bank of India offers RDs with multiple tenures, guaranteed interest and senior citizen benefits. The Union Bank RD interest rates 2025 align with FD slabs, ranging up to …
Continue reading “Latest Union Bank RD Interest Rates: Everything You Need to Know”
Recurring deposits (RDs) are one of the safest ways to grow your money steadily. With small monthly instalments, you build savings without locking a big amount upfront. Federal Bank, through its Federal Savings Fund scheme, offers RDs with assured returns and flexible tenures of up to 10 years. The Federal Bank RD interest rates effective …
Continue reading “Latest Federal Bank RD Interest Rates: Everything You Need to Know”
Gifting has always been at the heart of Indian culture — from Diwali and Raksha Bandhan to weddings and birthdays. But finding the perfect present isn’t always easy. That’s why online gift cards and digital gift vouchers are becoming India’s go-to choice: they’re instant, versatile, and loved by everyone. With Fibe, you don’t just buy …
Continue reading “Gift Vouchers: A Smart and Flexible Gifting Option in 2025”
Tax season is here and deadlines have shifted! For FY 2024-25 (AY 2025-26), the Central Board of Direct Taxes (CBDT) has extended the last date for filing Income Tax Return in India for individuals to 15 September 2025. If you miss this, you can still file a belated return under Section 139(4) until 31 December …
Continue reading “ITR Filing Date for FY 2024-25 (AY 2025-26): Key Deadlines, Slabs & Refunds”