The Vibe Journal: Finance Blogs

Your Provident Fund (PF) account is one of the most reliable ways to build long-term financial security. However, many employees struggle to locate or remember their PF account number, especially when changing jobs or accessing their Employees’ Provident Fund Organisation (EPFO) account online. In this guide, we’ll explain what a PF account number is, how …

When it comes to building long-term wealth, investors often wonder whether to choose mutual funds or Portfolio Management Services (PMS) or both. While both are popular investment options, they cater to different investor segments, offer different levels of control and come with varying costs and returns. Let’s explore what each of them means, how they …

When investing in mutual funds, it’s crucial to ensure your investments are protected for your loved ones. One of the simplest ways to do this is by adding a nominee. A nominee acts as the legal custodian of your investments in the event of your unfortunate demise, ensuring a smooth transfer of units to your …

A UCO Bank Savings Account offers a reliable way to manage your finances while earning attractive interest on your deposits. As one of India’s oldest nationalised banks, UCO Bank provides diverse savings account options designed for individuals, students, minors and pensioners. Whether you’re opening your first account or looking for better digital banking convenience, this …

Opening a Union Bank of India savings account is one of the most practical ways to manage your money securely while earning interest on your deposits. Known for its nationwide presence and reliable digital banking, Union Bank of India offers several types of savings accounts tailored for individuals, salaried professionals, senior citizens and students. Whether …

Getting a loan used to mean long forms, long queues and waiting for weeks. That’s not the case anymore. Now, you can apply, get approved and receive money in minutes – all through your phone. But here’s the big question: which one is better between an app-based loan vs traditional loan? Now, both these options …

If you already have a personal loan and want to cut your EMIs or borrow more, you have 2 smart choices – a balance transfer or a top-up loan. Both help you manage your loan better but serve different goals. A balance transfer moves your loan to another lender with a lower rate. A top-up …

As the year draws to a close, it’s the perfect time for salaried employees to review their finances and ensure they are on track to meet their goals. Year-end financial planning helps you reflect on your earnings, expenses and savings so you can start the next financial year with clarity and confidence. From reviewing your …

A wedding is one of the happiest milestones in life. And like every big goal, it needs some financial planning. If you’re a salaried professional, starting early can really help. Setting a budget, saving a little each month or exploring loan options keeps you ready when the big day arrives. If you’re wondering how salaried …

The ‘Destination Wedding’ trend is catching up really fast with Indians. More and more couples today are planning to tie the knot away from their hometowns. Some go for palatial resorts, beaches or even mountain and lakefront venues. Now, as lucrative as this sounds, destination wedding cost India can stack up really fast. To stay …