The Vibe Journal: Finance Blogs

Ah, the monsoon! This is the time when the world around us turns lush green, the air smells fresh and those Instagram-worthy waterfalls start to pop up everywhere. But as beautiful as it sounds, travelling during the monsoon can be challenging. From waterlogged roads to unpredictable delays, the rain can make or break your plans.   …

Traveling during the monsoon season can be a magical experience. The air smells earthy, the surroundings look so green and the rain adds a soothing rhythm to your journey. But right from slippery roads to sudden downpours, travelling in monsoon comes with many challenges. Here are 15 monsoon season hacks to make your travel smooth …

Investing can be complicated for those starting out. With so many options to choose from – stocks, bonds, mutual funds, and more – deciding where to invest your money can be confusing. Fund of Funds (FOFs) aim to simplify investing. FOFs provide exposure to different assets and fund managers in one investment product.  So instead …

When it comes to evaluating the performance of your investments, understanding the right metrics is crucial. Two popular return measures are XIRR (Extended Internal Rate of Return) and CAGR (Compound Annual Growth Rate). Though both express investment returns as percentages, they calculate and interpret these returns differently. This space will break down the key difference …

Mutual funds are a preferred investment instrument for many Indian investors due to the ease and flexibility they provide to grow wealth over time. However, it is equally important to know what happens to your mutual fund investments if you pass away unexpectedly. How can your family members or nominees claim the units smoothly? Understanding …

What is the Sharpe Ratio and Why Does It Matter in Investing? Getting good returns is great but are you earning those returns wisely? It’s not just about how much your investments make but how much risk you’re taking to get there. That’s where the Sharpe Ratio comes in. Think of it as a reality …

When a person picks mutual funds, they often focus on returns from just 1 or 3 years. But that doesn’t always tell the full story. Markets go through ups and downs and fund returns change with them. That’s why rolling returns matter! They show how a mutual fund performs over many different time periods, giving …

Many investors, especially beginners, often look only at past returns or trust the fund manager’s name. While these things do matter, they don’t give the complete picture of how good or risky the investment really is. Two funds can show similar returns, but one might be riskier or overvalued, and that’s where the PE ratio …

Calculating turnover rates involves seeing how many assets are necessary to produce a company’s revenue. When we divide monthly net sales by the average amount of assets, we get the asset turnover ratio. A greater ratio says the business is making the most of its resources to achieve sales, but a lower rate may suggest …

Running a business today? Then, keeping an eye on your cash flow isn’t just smart — it’s a game-changer. Whether you’re just starting out or running a big setup with loads of accounts, knowing where your money stands at any given moment really matters. That’s where CMS or Cash Management Services steps in. Offered by …