
Instant Personal Loan Up To ₹10 lakhs

Personal Loan EMI Calculator
Total interest
0
Monthly instalment
0


Apply For Personal Loan Online in Easy Steps
Get instant cash in just a few simple clicks with Fibe.
1. Check your eligibility:
Enter a few basic details to see if you qualify for a Fibe Personal Loan — no lengthy forms, no waiting.
2. Choose your loan amount:
Pick the amount and tenure that best fits your needs and repayment comfort.
3. Upload minimal documents:
Submit a few basic documents to process the application
4. Get instant approval & disbursal:
Once verified, your loan amount is credited directly to your account within minutes; simple, fast and hassle-free.
Personal Loan Fees & Charges
| Particulars | Rates and Charges |
|---|---|
| Interest Rates | Starting from 18% p.a. On a reduced balance basis |
| Processing Fees | Starting from 2% of the loan amount plus GST |
| Tenure | 6 to 36 months |
| APR | Starting from 18% |
| Bounce Charges | ₹500 plus GST |
| Late Payment Charges | ₹500 plus GST or 3% of the total loan amount, whichever is higher as per the overdue amount |
| Stamp Duty | 0.1% of the loan amount |
| Mandate Rejection Charges | ₹250 plus GST |
| Foreclosure Charges | Nil |
Note: Updated charges as of 31st March 2025
Benefits of Personal Loan from Fibe
Here’s a look at the benefits associated with when you avail loan from Fibe:








Eligibility & Documents Required To Avail of a Personal Loan
Personal Loan Eligibility
Age:
bove 21 and below 55 years
Minimum In-Hand Salary:
Metros-₹ 18,000 | Non-metros- ₹ 15,000
Residence:
a resident of India
Personal Loan Documents
A Selfie:
a clear picture of yours with proper lighting
Proof of Identity:
Passport/ Aadhar card/ PAN card/ Driver’s license
Proof of Address:
Passport/ rent agreement/ utility bills/ voter’s ID
Proof of Income:
Bank statement/ Salary slips for the last 3 months
Fibe in News Coverage
Access Round the Clock Support From Any Location in India
You can connect with us for every query you encounter through call or email.
Reach out on 020-67639797 or mail to us at care@fibe.in
Explore Our Loan App
Awards Recognising Our Personal Loan Offering
Multi-purpose personal loan options
Choose Personal Loan by Amount
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FAQs on Personal Loan
You can get a personal loan instantly using the Fibe app or the official website. All you have to do is fill in a few personal details of yours and check your eligibility. After this, submit the necessary documents and enter the loan amount you wish to borrow to avail of the instant personal loan online.
A personal loan has no end-use restrictions. So, you can use a personal loan for multiple purposes. Some of these include the following:
- Unforeseen medical emergencies
- Vacations or last-minute trips
- Professional courses
- Home renovation or revamp
- Wedding ceremonies
You can get quick approval on your instant personal loan at Fibe by ensuring that you complete the online form accurately. Furthermore, check your eligibility and make sure you meet the lender’s parameters before applying. Then, submit the required documentation to get quick approval.
Here are some reasons why you must opt for a personal loan from Fibe:
- Enjoy instant loan approval and quick disbursement of funds
- Avail attractive interest rates and flexible repayment tenure options
- Get an online personal loan without pledging any asset as security
- Enjoy the option of availing credit multiple times
- Use the borrowed amount as you wish without any restrictions on end usage
- Avail flexible loan amounts starting from ₹5,000 to ₹5 lacs according to your needs
- Enjoy a 100% digitised loan application process that allows you to avail instant cash by filling in just a few details
The interest rate can vary depending on the loan amount availed by you, the repayment tenure and your credit score. If you are new to credit, then the credit score will not be a factor to calculate the interest rate.
You can avail of a loan for a flexible tenure which starts from 3 months and goes up to 24 months.
Fibe refers to scores assigned by various credit agencies and considers the best of these scores to assess your creditworthiness. Fibe also offers loans to those who are taking credit for the first time and don’t yet have such a score.
Yes, at Fibe you can foreclose your loan online before the repayment tenure ends with zero prepayment or foreclosure charges.
You can repay your loan in affordable instalments through the Fibe app with several payment methods or by setting an ECS mandate for auto debit from your bank account.
No, there is no need to provide security or collateral when availing of an instant loan from Fibe.
A personal loan is a financial offering provided by banks and NBFCs that does not require you to pledge collateral or assets. You can avail these loans easily as they need minimal documentation and are offered for a short tenure.
For example, you can apply for a loan online through Fibe, a digital lending company and get funds at attractive interest rates with instant approval.
To apply for a personal loan, you have to sign up online with a financial platform, submit your profile details and KYC documents, and choose a loan amount and tenure. After this, you will get the amount for shopping disbursed securely into your bank account in a paperless manner.
A personal loan allows flexible usage of funds for shopping purposes while offering easy eligibility, quick disbursal, and structured repayments to suit individual financial needs and convenience.
At Fibe, you can repay your instant personal loan at flexible tenures starting from 3 and 36 months.
The minimum in-hand salary required to avail of a Fibe Instant Personal Loan is ₹20,000 per month. Note that the salary requirements vary from one lender to another.
Personal loans are unsecured credit amounts repaid in equal monthly instalments.
For example, when you opt for a Fibe instant personal loan, you can borrow up to ₹10
lakhs and repay it over 6 to 36 months.
You can avail a loan of up to ₹10 lakhs depending on your eligibility.
What do you get with an Fibe Personal Loan?
High loan amounts
Access funds up to ₹10 lakhs to cover big or small needs
Instant approval & quick disbursal
Get money transferred directly to your bank in minutes
100% digital process
Apply online with minimal documentation and no lengthy paperwork
Flexible tenures
Choose a repayment plan that fits your monthly budget, starting from 6 to 36 months
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