- Home
- Personal Loan
- Emergency Loan
Get Emergency Loan
Online Within Minutes!
Repay easyin 6-36 months
100%digital loans
Minimalpaperwork
Repay easy100%Minimal
Whether it’s a medical bill, urgent travel, home repairs or last-minute expenses, emergencies can occur at any point in time. But here’s one thing which always has your back, Fibe’s Emergency Loan! You can get an instant cash loan without any hassle. With quick approvals and fast disbursal, you will not have to wait when you need cash the most.
The process is super simple with 100% digital, minimal documentation and offers flexible repayment options. You can borrow up to ₹5 lakhs at attractive rates and get the money in minutes directly to your bank account. No long paperwork, no delays—just quick financial solution when you need it. Fibe it, for all your urgent credit needs.
You can apply emergency loan quickly with the below simple steps:
Eligibility Criteria
Residence: An Indian resident
Age: 19 to 55 years
Income : Minimum ₹25,000 monthly income
Documents Required
A Selfie: Your photograph in good lighting
PAN Card: Important document for identity verification
Aadhaar Card: Ensures the legality of your application
Income proof: Salary Slips (last 3 months) or Bank Statements (last 6 months)
Here’s a breakdown for all the fees and charges incurred while getting an emergency loan in India:
| Fee type & Charges | |
|---|---|
| Rate of Interest | Starting from 16% p.a. on a reduced balance basis |
| Processing Fee | Starting from 2% of the loan amount plus GST |
| Tenure | 3 to 36 months |
| APR | Starting from 18% |
| Bounce Charges | ₹500 plus GST |
| Late Payment Charges | ₹500 plus GST or 3% of the total loan amount, whichever is higher as per the overdue amount |
| Stamp Duty | 0.1% of the loan amount |
| Mandate Rejection Charges | ₹250 plus GST |
| Pre-Closure Charges | Nil |
Repaying your emergency loan on time is key to avoiding extra costs. Start by checking your loan details — know the due dates, interest rates and any penalties for late payments. It is recommended to set automatic payments or reminders to stay on track. This is help you making payments on time and not missing the due dates. Prioritize your loan in your budget by cutting down on non-essential expenses and using any extra income to pay it off faster.
If you're struggling to repay, don’t ignore it and contact your borrower immediately. You may get flexible options like an extension or restructuring. Making timely payments not only reduces your debt but also improves your credit score, helping you access better financial options in the future.
Use an online EMI calculator by entering the loan amount, interest rate and tenure. With few swipes, you will get your EMI amount and plan your budgets beforehand.
Loan amount, interest rate, repayment tenure and your credit score influence your EMI. At Fibe, you can get a loan even if you are ‘new to credit’.
Yes, emergency loan in India can be used for medical expenses, education, travel or any urgent financial need.
You can apply emergency loan within minutes to a few hours, depending on the lender and approval process. With Fibe, you can get cash within minutes directly in your bank account.
An emergency loan is quick financial help for urgent needs like medical bills, home repairs, or unexpected expenses. At Fibe, you can get up to ₹5 lakhs instantly for all your credit needs.
Ever heard of a ‘Money Mule’ scam? It’s when scammers trick people into using their bank accounts to move money for illegal activities — often without them realising it. The Reserve Bank of India (RBI), through its campaign RBI Kehta Hai, wants to make sure you stay informed and protected from such financial traps. What’s …
Continue reading “RBI Kehta Hai: Protect Yourself from Money Mule Scams!”
When it comes to buying a smart TV, price may be one of the first things on your mind. However, you should also look at audio-visual specifications, size, resolution and more before making a final decision. Upgrading to a smart TV is now a must as all the devices are becoming smart in this digital …
Continue reading “How to Own One of the Best Smart TVs in India”
Changing the interior design of your house or maintaining your property can be a big expense. With everyday expenses, saving money for home improvement can take a long time. In this case, a personal loan for interior decoration can help you upgrade your home décor and make it as luxurious as you like without delay. …
Continue reading “Know How To Bring Interior Design Ideas To Life With Personal Loans”
Subham Pawar
Shilpi Mukherjee
Download the Fibe App the cool new vibe to finance to avail of the loan in just a few clicks from anywhere
