For every employee's right to choose their salary day

Fibe Shakti helps your employees meet their big and small unforeseen expenses with ease. Employees can get up to 1.5X of their salary any time they want.

Fibe Shakti

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Fibe is the trusted partner for corporates across India

Our host of financial products like Fibe Shakti enables blue-collared workers to access up to 1.5X of their salary.

Active corporate tie-ups
Employees can access our benefits
Employee engagement activities
Net promoter score

The Fibe Advantage

salary advance program

Set up a salary advance program at minimal cost and liability*

Customisable products

Customisable products to suit the needs of the company

Fibe personal loan and instant cash loan app
Seamless integration

Seamless integration with our easy plug-and-play systems

Improve employee productivity

Improve employee productivity and reduce attrition rate

Get started in just 4 steps

You can integrate Fibe’s offering into your portal in quick steps that are mentioned below:

Fibe personal loan and instant cash loan app
  • Sign up

    Corporate ties up to activate Fibe Shakti

    Fibe personal loan and instant cash loan app
  • Payroll system

    Fibe integrates with the payroll system

    Fibe personal loan and instant cash loan app
  • Apply

    Employees apply for an advance via payroll

    Fibe personal loan and instant cash loan app
  • Auto-deduction

    Repayment through payroll auto-deduction

    Fibe personal loan and instant cash loan app

Here's what our customers think of us!

Fibe personal loan and instant cash loan app
Fibe starsFibe starsFibe starsFibe starsFibe stars
Readily Available
Making instant cash & salaries readily available to our employees has become very easy, now that we have partnered with Fibe. While we do have an internal salary advances procedures, working with Fibe has given an additional benefit to our employees to help them take faster financial decisions.
Zeeshan Ramlan Head of HR

Zeeshan Ramlan

Director & Head of HR @ Coinswitch kuber

Fibe personal loan and instant cash loan app
Fibe starsFibe starsFibe starsFibe starsFibe stars
Intuitive credit suite
Intuitive and all-in-one place features makes this easy to recommend as a credit suite that employees can depend on with trust, especially in a time like this when medical emergencies are all around us. Kudos to Fibe (EarlySalary)!
Snehal Yadav HR Manager

Snehal Yadav

HR Manager @ Knorr Bremse Group

Shakti Loan Blogs

Return to Work Perks Offered by Employers
Corporate 10 Apr 2023
Return to Work Perks Offered by Employers

Highlight: Apart from financial safety, the thing that job seekers nowadays consider is employee benefits. Providing these benefits plans might help the organisation attract great talents. Read to find some awesome perks a company can offer its employees to bring them back to offices after lockdown, and how Fibe can help. Employees are, no doubt, […]

Read More 3 mins read
How To Engage Employees At Workplace?
Corporate 10 Apr 2023
How To Engage Employees At Workplace?

Highlight: Engaged workforce can work 10x better than a skilled but demotivated workforce. The managers need to organise certain activities to engage employees and make them feel responsible for their work The key to running a successful organisation is employee engagement. If you, as an HR, can understand the level of passion and dedication an […]

Read More 3 mins read
Start Offering Financial Wellness Program To Your Employees
Corporate 31 Jan 2024
Start Offering Financial Wellness Program To Your Employees

Highlight: Get to know the top 7 benefits of offering your employees a financial wellness program. Read till the end to know how a financial wellness program can improve your business. Facilitating programs related to financial wellness for employees has numerous benefits for them while also helping boost productivity and improving retention. In fact, 59% […]

Read More 3 mins read
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FAQs on Shakti Loan

Fibe Shakti is a short-term advance specifically created to meet the needs of blue-collared workers. With this product, workers can get up to 1.5X of their salaries as a salary advance, which can be repaid over a tenure of 3 months.

Apart from offering a higher amount, customers from corporate tie-ups get a 0.5% benefit in the interest rate. We also offer special concessions on processing fees and exclusive offers. What’s more, when taking an advance from Fibe, customers are only charged interest for the number of days they’ve used the amount and there are no pre-closure charges levied. It can also help blue-collar workers build a credit history, enabling access to safe and reliable financial services in the future.

Yes, the employer has the operational liability of auto-deducting the salary advance provided by Fibe from the payroll. However, the risk liability should the employee leave or be terminated is with Fibe.

Yes, there is a nominal interest involved for advances taken. However, we offer a benefit of 0.5% on the interest and is applicable only for the number of days the amount taken is utilised.

The entire process, from onboarding to disbursal, takes just 10 minutes.

The eligibility criteria for this program may depend on the terms of the partnership. The minimum salary requirement for this product is ₹15,000.

It takes between 5-7 working days. However, the timeline may vary for some companies.

We require some basic information like KYC details, phone number, income proof to underwrite the employee.

The outstanding amount will be recovered by Fibe independently. However, the operational liability of informing us of events is on the employer.