Get salary advance any day of the month

Modernise your monthly pay cycle with a pay-on-demand facility. Enable your employees to use a flexible and sustainable tool to manage all their finances at their convenience with Fibe Earned Wage Access.

Earned Wage Access

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Fibe is the trusted partner for corporates across India

Fibe’s innovative financial products like Earned Wage Access give employees the flexibility to access their monthly wages early.

Active corporate tie-ups
30+ lakhs
Employees can access our benefits
Employee engagement activities
Net promoter score

The Fibe Advantage

on-demand pay program

Setup on demand pay program with no liability*

Customise the product

Customise the product as per the organisational needs

Fibe personal loan and instant cash loan app
Integrate through a plug-and-play

Integrate through a plug-and-play system at no-cost

Boost employee morale

Boost employee morale and attract top talent

Get started in just 4 steps

Getting Fibe's offering on your portal is super simple! Just follow these few steps and your employees can opt for Earned Wage Access in no time.

Fibe personal loan and instant cash loan app
  • Onboarding

    Corporate ties-up to initiate Earned Wage Access program

    Fibe personal loan and instant cash loan app
  • Integration

    Fibe integrates with corporate HRMS

    Fibe personal loan and instant cash loan app
  • Disbursal

    Employees apply through HRMS portal

    Fibe personal loan and instant cash loan app
  • Auto-deduction

    Repayment is done via payroll auto-deduction

    Fibe personal loan and instant cash loan app

Here's what our customers think of us!

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Readily Available
Making instant cash & salaries readily available to our employees has become very easy, now that we have partnered with Fibe. While we do have an internal salary advances procedures, working with Fibe has given an additional benefit to our employees to help them take faster financial decisions.
Zeeshan Ramlan Head of HR

Zeeshan Ramlan

Director & Head of HR @ Coinswitch kuber

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Intuitive credit suite
Intuitive and all-in-one place features makes this easy to recommend as a credit suite that employees can depend on with trust, especially in a time like this when medical emergencies are all around us. Kudos to Fibe (EarlySalary)!
Snehal Yadav HR Manager

Snehal Yadav

HR Manager @ Knorr Bremse Group

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Let’s connect

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FAQs on Earned Wage Access

This product is a form of salary advance, where the employee can withdraw a portion or the entire amount of the accrued income at any time of the month at a nominal fee. It is essentially an on-demand payout system, where the employee has better control of their salary.

This program helps employees access their salaries on-demand. This is an added convenience that can help employees manage unforeseen expenses without having to depend on alternate financing options. This means reduced financial stress, better employee morale, lower attrition rates and higher productivity.

The employer has an operational liability to deduct the salary advance taken by the employee and transfer the same to Fibe.

The risk liability should the employee abscond, may or may not be on the employer – depending on how they choose to customise the product.

There is no interest involved for loans taken.

We use an AI/ML-based algorithm to underwrite and process applications. It just takes up to 10 minutes for employees to get their instant salary advance.

The eligibility criteria for Earned Wage Access may depend on the terms of the partnership. The minimum salary requirement for this product is ₹ 15,000.

The auto-deductions against any salary advances are usually mentioned in the ‘Other Deductions’ section of the payslip.

The outstanding amount will be recovered by EarlySalary independently. However, the operational liability of informing us of such events is on the employer.