
Easily calculate your iPhone EMI options using our EMI calculator. Find a plan that fits your budget with flexible repayment terms.
Eligibility Criteria
Age of 21 years and above
Indian resident
Minimum monthly income of ₹15,000
A stable income source for salaried or self-employed individuals Good credit score (if opting for credit card EMI)
Documents Required
PAN card and Aadhaar card
Latest salary slips or bank statements (for income proof)
Identity proof like Voter ID, Driving License, or Passport
Address proof like utility bills or rental agreement bills or rental agreement
Don’t have a credit card? Not an issue. With Fibe Instant Cash, you can get funds up to ₹5 lakhs in just 2 minutes. Follow the simple steps below:

Spread the cost of your iPhone over several months
Get an iPhone on EMI even without a credit card
Get the iPhone you want without any upfront cost
Quick and seamless process with fast approvals
Choose from 3, 6, 9, 12 months or more based on your comfort
You can buy a phone on EMI without a credit card by using platforms like Fibe, where you only need basic documents for approval.
Choose an EMI plan with Fibe or other platforms that offer zero down payment schemes, allowing you to start without upfront costs.
Ask the store if they have EMI partnerships. Use your credit card or apply for credit-card-free EMI at the store itself.
Yes, Aadhaar is typically required for identity verification when purchasing an iPhone on EMI in India.
Missing EMI payments can lead to late fees, a penalty interest rate and a potential negative impact on your credit score.
Yes, most stores allow exchanges or returns, but you’ll need to settle the EMI balance or adjust the amount.
Refunds usually cover the amount paid and the EMI agreement might need to be adjusted for any unpaid installments.
Not if you make timely payments. Delayed or missed payments, however, could negatively affect your credit score.

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