The Vibe Journal: Finance Blogs

As the year draws to a close, it’s the perfect time for salaried employees to review their finances and ensure they are on track to meet their goals. Year-end financial planning helps you reflect on your earnings, expenses and savings so you can start the next financial year with clarity and confidence. From reviewing your …

A wedding is one of the happiest milestones in life. And like every big goal, it needs some financial planning. If you’re a salaried professional, starting early can really help. Setting a budget, saving a little each month or exploring loan options keeps you ready when the big day arrives. If you’re wondering how salaried …

The ‘Destination Wedding’ trend is catching up really fast with Indians. More and more couples today are planning to tie the knot away from their hometowns. Some go for palatial resorts, beaches or even mountain and lakefront venues. Now, as lucrative as this sounds, destination wedding cost India can stack up really fast. To stay …

Indian weddings are like a big, beautiful carnival. Full of colour, laughter and endless celebration. But it’s rarely easy on the pocket. Things like decor, food, outfits and travel all add up before you even realise it. And no matter how much you plan, the expenses always seem to keep growing. In fact, the average …

A Bank of India Saving Account is designed to help customers save securely while earning steady interest. Known for its trusted banking services and wide range of account options, Bank of India (BOI) ensures flexibility, convenience and easy access to funds. From competitive interest rates to digital banking and Auto Sweep features, the bank provides …

Expenses don’t always come announced. There are also times when you account for less and end up needing more funds. A little financial boost, like a personal loan can save the day in such situations. But banks can take too long and ask for too much paperwork. NBFCs make things easy when you need quick …

Instant cash loans make it easy to handle sudden money needs. From medical bills to sudden travel plans, the money can reach your account in just a few clicks. However, with numerous lenders available, selecting the wrong one can result in higher costs or subpar service. That’s why you need to know the main criteria …

Personal loans are one of the easiest ways to manage expenses, planned or sudden. From weddings to travel, home repairs to medical needs, there is a loan type for each situation. The best part is that you can often apply online and many loans don’t need collateral.  For first-time borrowers, knowing the types of personal …

Not every app that promises instant loans is safe. Many borrowers have faced hidden charges or even fraud with unregistered platforms. To protect users, the Reserve Bank of India (RBI) only allows apps that operate through licensed banks and NBFCs. These are often called RBI approved loan apps India. They follow strict rules, disclose all …

Not everyone has a salary slip or a fixed monthly income. Many self-employed individuals, freelancers and even students still need credit. That’s where cash loan apps without salary slip come in. These apps don’t just look at payslips. They review your digital activity like UPI payments, bank statements or spending patterns to decide eligibility. But …