Fixed Deposit Blogs

When it comes to risk-free investment, there are not a lot of options available that give outstanding returns. This is why it’s understandable why you may want help when comparing the features of FD vs PPF. These two lucrative options are not only secure but also suitable for long-term investment.  Read on to get acquainted …

Throughout the years, numerous new opportunities for investment have emerged that offer high returns. Nonetheless, there are limited alternatives that offer the same level of security as fixed deposits offered by banks and the Post Office. By comparing Post Office vs bank FD interest rates, you can opt for the best option as per your …

Given the popularity of fixed deposits, many financial organisations have introduced their own corporate FDs. These include: Their concept remains the same: you deposit your money for a certain term and get steady interest on your investment. While the plus point is that company FD rates may be higher than banks, the only fact to …

A fixed deposit comes with a lot of benefits, acting as a lucrative tool to invest your savings securely while generating interest. In addition, it can also help you in arranging funds for financial emergencies or to build your credit score via a loan against FD or a secured credit card. Financial institutions also offer …

Using the fixed deposit monthly interest payout ensures financial stability and constant cash flow. Non-cumulative FDs allow you to reap these benefits. With periodic access to gains, you can get a second source of income while employed or during retirement.  Read on to know what a monthly interest payout fixed deposit is, the rates of …

While you’ve just started working or are nearing retirement, investing in FDs offers security and allows diversification of risk. Being aware of certain fixed deposit rules and regulations can help you plan your investment better. While FDs are fairly simple, allowing you to invest a fixed amount for a fixed time to get a fixed …

In India, very few other options give you the flexibility and safety of investment like a fixed deposit. Within them, comparing the features of a cumulative vs non-cumulative FD can help you make a choice that either increases your returns or your liquidity.  If you are thinking of a long-term investment, consider a cumulative FD. …

All bank’s FD interest rates are dynamic and evolve with time. Depending on your preferred bank’s policy and other factors, it changes for every deposit you make. These rates are mentioned on the official website of the bank, which allows you access to complete data to estimate your returns.  This way, you can compare multiple …

If you plan to withdraw your FD before it matures, whether partially or completely, this process involves paperwork and penalties. Before you go about the process of making a premature withdrawal of a fixed deposit, you must know what to expect.  When you have an unexpected financial or medical emergency, you can liquidate your FD …

You book a fixed deposit, it is for a specific term. Generally, you close your FD after it matures at the end of this term. In case, you want to make a premature withdrawal, then you will have to give an FD closing application. Understanding the process can help you access funds when needed, so …