Finance Blogs

FASTag is a prepaid tag that makes toll payments quick and hassle-free. It’s linked to your car, so you don’t need cash at toll plazas, helping you travel faster. But to keep things smooth, make sure to check and maintain your FASTag balance regularly. Read on to know the steps for a FASTag balance check …

Gone are the days when investing was only for wealthy people or those with financial advisors. Now, with digital wealth management, anyone can invest, track and grow their money easily. These platforms use smart technology to make financial planning simpler, more affordable and accessible for everyone — whether you’re a beginner or a seasoned investor. …

For years, banks and financial institutions have controlled money and transactions. But what if you could manage your finances without a bank? That’s exactly what DeFi (Decentralised Finance) offers — a way to lend, borrow, trade and invest directly using blockchain technology.  Read on to understand what DeFi means, how it works and why it’s …

The MSME sector touches almost every part of our daily lives now. They play a crucial role in boosting our economic growth. MSMEs contributed 45.79% of India’s exports up to May 2024. Apart from the exports’ heavy lifting, they also add diversity to our domestic markets by supporting innovation. They help fill gaps that larger …

Working capital is a financial metric helping businesses measure their short-term financial health. The calculation of the working capital starts by subtracting current liabilities from assets and then dividing net sales by the working capital. The working capital turnover ratio shows how efficiently a company uses its funds to keep the business running. It helps …

FASTag makes highway toll payments quick and cashless, just like an online wallet—you recharge and use it as needed.  If you need to deactivate your FASTag, it could be due to reasons like a lost tag, vehicle sale, or scrapping. You can close it online or offline via phone or email. Some issuers also offer …

The eighth budget presentation by Finance Minister Nirmala Sitharaman took place on February 1, 2025, to establish the financial plan for the fiscal year 2025-26 thus becoming a milestone in Indian economic governance. This budget addresses India’s rise as a global player through sector empowerment and economic development together with inclusive growth and expanded infrastructure …

The Income Tax Act of 1961 is the foundation of India’s taxation system. It is vital to understand how taxes are applied, collected and enforced nationwide. Introduced by the Indian Parliament, this important legislation affects everyone—from salaried individuals to big businesses. Whether you’re a taxpayer, a business owner, or a financial professional, understanding the ins …

A fake or counterfeit currency note is an unauthorised imitation of a genuine banknote created to resemble legal currency. Counterfeit notes may copy the colour, design, denomination and other visible elements of genuine Indian banknotes, but they may fail to reproduce one or more security features accurately.  Knowing how to identify fake currency is important because accepting a counterfeit note can result in a financial loss, and knowingly trying …

When you invest in any capital asset, you can earn either short-term capital gains or long-term capital gains. Depending on your holding period, your income is classified into one of these two types. Based on this classification, tax rules differ.  To better estimate your returns and manage your taxes, learn about both types of capital …