Finance Blogs

For years, banks and financial institutions have controlled money and transactions. But what if you could manage your finances without a bank? That’s exactly what DeFi (Decentralised Finance) offers — a way to lend, borrow, trade and invest directly using blockchain technology.  Read on to understand what DeFi means, how it works and why it’s …

The MSME sector touches almost every part of our daily lives now. They play a crucial role in boosting our economic growth. MSMEs contributed 45.79% of India’s exports up to May 2024. Apart from the exports’ heavy lifting, they also add diversity to our domestic markets by supporting innovation. They help fill gaps that larger …

Working capital is a financial metric helping businesses measure their short-term financial health. The calculation of the working capital starts by subtracting current liabilities from assets and then dividing net sales by the working capital. The working capital turnover ratio shows how efficiently a company uses its funds to keep the business running. It helps …

FASTag makes highway toll payments quick and cashless, just like an online wallet—you recharge and use it as needed.  If you need to deactivate your FASTag, it could be due to reasons like a lost tag, vehicle sale, or scrapping. You can close it online or offline via phone or email. Some issuers also offer …

The eighth budget presentation by Finance Minister Nirmala Sitharaman took place on February 1, 2025, to establish the financial plan for the fiscal year 2025-26 thus becoming a milestone in Indian economic governance. This budget addresses India’s rise as a global player through sector empowerment and economic development together with inclusive growth and expanded infrastructure …

The Income Tax Act of 1961 is the foundation of India’s taxation system. It is vital to understand how taxes are applied, collected and enforced nationwide. Introduced by the Indian Parliament, this important legislation affects everyone—from salaried individuals to big businesses. Whether you’re a taxpayer, a business owner, or a financial professional, understanding the ins …

While the RBI has employed various security measures to deter counterfeit currency, the circulation of fake currency in India continues to remain a serious problem. The presence of counterfeit currency impacts economies and individuals alike.  This makes it crucial for you to learn to spot fake currencies to avoid losing money. To know how to …

When you invest in any capital asset, you can earn either short-term capital gains or long-term capital gains. Depending on your holding period, your income is classified into one of these two types. Based on this classification, tax rules differ.  To better estimate your returns and manage your taxes, learn about both types of capital …

Fixed-income securities act as a steady companion to build your long-term wealth. You can use this investment option based on your future needs and financial goals. To make smart investment decisions, you must know the different types, pros, cons and more. Read on to learn all about fixed-income securities and build your long-term wealth. Fixed-income …

Understanding the meaning of token money is vital if you are planning for real estate purchases and others. It enables you to formalise a transaction by transferring a small amount to the seller’s account.  This procedure can be recorded as an agreement in your deal with the seller. While it is not a compulsory process …