Finance Blogs

Yes, you may be able to negotiate the interest rate on a personal loan, depending on the lender and your financial profile. A strong credit score, stable income, repayment history and existing relationship with the lender can strengthen your position when requesting better loan terms.  However, the final interest rate is determined by the lender based on its eligibility …

Tax rebates are certainly an added advantage for several types of loans. Education loans, home loans, auto loans, and personal loans are among them. However, it becomes extremely important to understand that while some loans carry a tax benefit along with then, not all loans do. Any form of loan, no matter how small, is …

Financial planning can be a tricky business. Managing finances is not really as simple as it seems and sometimes you may hamper your financial health without even realizing.  Your overall financial health comprises several things such as:  Your credit score,  Your investment portfolio,  The liquidity of your assets and  The amount of savings and emergency …

Whether you are a young graduate, a small business owner or a professional in your 20s, the desire for a good lifestyle is common. However, that lifestyle you aspire cannot be sustained by many unless there is a steady fire hose of regular cash flows. This is why you need sound financial habits that can …