Finance Blogs

Financial literacy is a fundamental life skill that has a direct impact on your well-being. Knowing the importance of financial literacy and taking proactive steps towards it can be beneficial. This helps today’s youth take better control over their finances, enabling them to overcome financial challenges.  When they’re financially literate, they understand how to allocate …

Not many are aware that there is a difference between a CIBIL score and a credit score. The former is a type of credit score, whereas a credit score is a measure of your creditworthiness. It is based on your past repayment behaviour and financial standing.  While there are four main credit reporting agencies authorised …

Financial influencers in India and abroad share their expertise freely and abundantly via blogs, Instagram, Twitter and more. These influencers’ voices are heard by millions of people and have helped in changing many lives as well.  Take Shark Tank, for example; the show and investors helped save and grow businesses and made many rethink the way …

Compiled By: Ashish Goyal, Co-Founder and CFO at Fibe About Ashish: As CFO, Ashish oversees the overall strategic direction of the company and focuses on building the funding profile to ensure that it is diverse and deep. In this role, he is responsible for building Fibe’s business, strengthening Fibe’s position. He oversees the integration of Fibe’s …

Knowing how to operate credit cards responsibly is crucial, as they come with high interest rates if you do not pay your bills on time. Credit cards provide a convenient way to finance your purchases and offer more benefits and rewards than a debit card. However, using them without clearing your outstanding balance can result …

Knowing how to negotiate for lower interest rates on loans enables you to get funding at a lower cost. It also helps you save money while providing some financial leeway. Financial institutions carefully analyse various factors while deciding the terms of your loan, including the rates. These factors include your: So, you need to work …