Banking Blogs

Running a business today? Then, keeping an eye on your cash flow isn’t just smart — it’s a game-changer. Whether you’re just starting out or running a big setup with loads of accounts, knowing where your money stands at any given moment really matters. That’s where CMS or Cash Management Services steps in. Offered by …

A cancelled cheque is one of the most common document requirements in banking and finance. From bank accounts to loans and investments, many financial services ask for one. It’s a quick way to share your bank account details without any transaction happening.  But many people are still unsure how to cancel a cheque or how …

Digital payments in India are evolving quickly, and UPI Lite is the newest addition. This payment solution takes care of low-value daily payments. It ensures faster processing, minimal bank dependency and better reliability during high traffic hours or in low network zones. UPI Lite is designed for speed, convenience and micro-payments. Whether you’re buying a …

Quick access to funds is crucial during a financial crisis and you can get immediate support from financial institutions. But what if you’re unsure about the exact amount you need? This is where you can rely on a Line of Credit (LOC).   A LOC is not like a traditional loan. It gives you access to …

Recurring Deposits (RDs) help you save a fixed amount every month while earning steady interest. It’s one of the safest options to grow your money gradually without taking on any risk. You can start an RD with many banks. Among those, the recurring deposit in Kotak Bank offers competitive rates, flexible tenures and easy digital …

If you want a stable and rewarding option to grow your savings through disciplined monthly deposits, understanding Canara Bank RD interest rates is a great way to start. These offer a reliable way to grow your wealth, whether saving for a future goal or simply looking for a disciplined investment option while earning assured returns. …

Recurring Deposits (RDs) are a great investment option to save money while earning some interest. As RD is a great investment option, you have the flexibility to invest for the short or long term as per your financial needs. You can deposit a fixed amount every month and over time, it adds up with interest, …

HDFC Bank offers RD accounts that help you save a fixed amount every month and earn interest on it. It’s a great option if you want to build a habit of regular savings with guaranteed returns. The HDFC RD interest rates depend on the deposit tenure and customer type, such as regular or senior citizen.  …

SBI, the largest bank in India, backs its schemes with decades of strong returns and consistent performance. It offers a diverse range of deposit schemes to support both long- and short-term investment goals. One such scheme is the SBI Recurring Deposit (RD). RD rates in SBI can differ based on the investor’s age and tenure.   …

Ever wondered what makes one bank more trusted than another — or why some banks are called scheduled while others are non-scheduled? It’s a common question, especially if you’re planning to open a new bank account, apply for a loan, or simply want to understand how the Indian banking system works. In simple terms, the …