The Vibe Journal: Finance Blogs

Let’s be honest, being a stay-at-home mom isn’t an easy life. Changing diapers, feeding your little one, and taking care of other chores at home makes the entire day seem like a blur for most. Moms who are enthusiastic about going out and working fail to make enough time to make the amount they need.  …

Financial freedom isn’t about being super-rich. It’s about having enough savings, investments, or steady income to live life on your own terms without constantly worrying about money. If the question occurs, ‘what is financial freedom?’ Simply, it’s the confidence that your finances won’t hold you back from your dreams. It also means achieving financial security—where …

On average, 42% of us overspend online, later having to deal with the financial repercussions, according to a CouponFollow report. Many of us even use credit cards on such splurges, making the whole event even costlier, as not paying the full amount due will attract hefty interest rates. This may even lead to a vicious …

There may arise times when you have financial emergencies where urgent expenditures can’t wait. Half the people in the country are underprepared for medical emergencies. When you own a small business and need to buy machinery or pay your staff or come across a medical emergency, you need instant cash flow to fulfill your needs. …

A personal loan is a relatively easier loan to procure when you’re facing unprecedented financial emergencies and ensures that you have access to funds when you need them the most. However, the amount for which you can get personal loans can vary due to several reasons, mostly centered around why you need it and what …

Everyone dreams of having the perfect ‘home sweet home’, but in the end, end up waiting. You could lose the opportunity to buy your dream home if you are waiting for property prices to come down or better days to come to buy that home. “Buyer paralysis” – or, as it is popularly known these …

The new year festivities are nearly not over and Lohri, another popular festival, is right around the corner. While it is all fun and frolic while the festivities are going on, all the expenditure during this time can burn a hole in your pocket.  The new year shopping coupled with the financial hangover from the …

Bringing a new life into the world brings with it, a lot of responsibilities and financial liabilities. Children can be molded into their best versions through education and it’s one of the biggest cash outflows (not the only one) that a family has to plan for. According to a report by the Hong Kong and …

Scammers opening a credit card or loan account in someone else’s name has become a rising concern. After all, the famous data breach at Equifax in 2017, which exposed the personal information of 147 million people, garnered worldwide media attention.  When scammers open such accounts, they can run up purchases or take loans in your name …

With the business world being taken up by a storm of young professionals, it is an obvious corollary that their personal needs and aspirations are on the rise as well. In today’s time, more and more people are resorting to taking personal loans to fulfil their short term and long term needs and aspiration: be …