The Vibe Journal: Finance Blogs

The pandemic has caused a stir in the job markets. Many have faced pay cuts, and some even lost their sources of income. These factors have increased personal debt even more, with most professionals struggling to pay off their existing loans. Recently, many financial organizations have lowered the interest rates for their loan products. If …

Highlight: Employee upskilling and reskilling usually don’t sound like a good idea at a time when businesses are battling to stay afloat, do they? Wrong. It is a common misconception that employees must do what they must with their present talents amid difficult circumstances and not consider how to enhance their skill set. We’ve already …

There are times when you need quick cash for family expenses, medical emergencies, etc. In situations like these, you may not want to redeem your savings. Hence, a personal loan proves to be an effective source of money, as lenders allow you to borrow the loan without any restrictions on the reasons for borrowing. Amid …

Highlight: While the whole world is in the process of unlocking and returning back to normal, it seems that the idea of having flexible policies at work is here to stay. Here’s how. The entire world was forced to adopt a remote working model in wake of the COVID 19 pandemic and the subsequent lockdown.  …

Personal loans are becoming a popular source of financing as a result of expanding needs of the average Indian consumer. Quick personal loans help fulfil both, emergencies or unforeseen demands along with your planned goals.  You can utilise personal loans to support a range of requirements such as: Paying utility bills Home renovations Wedding expenses  Vacations or …

Highlight: Those squirreling away for rainy days may be able to sleep a little better at night with the help of Emergency Funds. If there is one thing that the pandemic has taught us, it is that you never know when you might need funds. From unexpected medical emergencies to crashing businesses, several unexpected scenarios …

Highlight: Learn how to set up an e-wallet with the help of RBI guidelines for a safer and user-friendly experience. The Reserve Bank of India recently announced its new project linking its two digital systems together to keep up with India’s evolving digitised payment practices. They aim to link the UPI (Unified payment interface) to …

Highlight: Using your EPF savings judiciously for further investment can help you finance your post-retirement life without falling short in any aspect. Wise saving and investment are the first steps towards financial security and there are numerous options you can rely on to ensure this. One such scheme is the Employee’s Provident Fund, commonly known as …