The Vibe Journal: Finance Blogs

Want to check your Kotak Mahindra Bank balance without visiting a bank branch or ATM? Kotak offers several convenient ways to view your available account balance using your registered mobile number.  You can give a missed call, send an SMS, use WhatsApp banking, log in through mobile or net banking, or check your balance online. Some of …

You can claim an income tax refund online when you pay tax in excess. This can happen in two scenarios: Generally, refund claims for the former are more common. This is why knowing how to claim an income tax refund for excess TDS is essential. Read on to know when and how you can get …

To declare earned income and pay the applicable tax to the Income Tax Department, every taxpayer has to file one of the seven types of Income Tax Return forms within the prescribed due date. These ITR forms contain the taxpayer’s income, expenses and other essential tax details, helping the Department and the taxpayer calculate and …

A personal loan of ₹30,000 can help you address immediate needs for financing for any reason, from medical needs to festive expenses. Getting the required amount on time can empower you to manage your regular or unforeseen expenses efficiently. On Fibe, you can get these funds credited to your account within just 2 minutes to …

Bonus Calculation as per Bonus Act 1965 states that every organisation with 20 or more employees must pay a minimum bonus of 8.33% of total wages. This bonus not only supports financial well-being but also improves employee morale and commitment. The Diwali bonus calculation generally depends on factors such as basic pay, eligibility and a …

Opting for the facilities of UTI for PAN card status checks simplifies the process of getting a new card and helps you stay updated about your application. This card is essential for many different purposes, such as: You can apply for this card after turning 18 years old. Through the UTI Infrastructure Technology And Services …

Bonus taxability is all about knowing how your bonus is taxed, so you can understand your liabilities better. Bonuses are additional earnings that you get from your employer for various reasons. In some cases, they are linked to your performance and in other cases, they are paid to you as a share of the profits …

Are you wondering how to save tax on a ₹10 lakhs salary? This is a frequently asked question, and fortunately, you can discover the solution right here. The IT Department imposes taxes according to the relevant tax bracket. While paying tax is the responsibility of every Indian, it is also common for taxpayers to benefit …

Credit cards are now a regular part of how you pay for everyday things. You may use them to order food, shop online, book travel or manage a sudden expense. They make payments quick and hassle-free. When used the right way, credit card benefits can support both your spending and your financial planning. Some important …

Linking your Aadhaar to your mobile number is important for verification, accessing services like banking and insurance and keeping your identity safe. When your mobile number is linked to Aadhaar,  you can easily check transactions. You can also get your Aadhaar back if you lose it and use Aadhaar-linked services easily. If you want to know how to link your number …