The Vibe Journal: Finance Blogs

From tax-saving tips, ways to manage your loan to personal finance — this is the ultimate finance blog for all your queries.

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5 Smart Reasons to Choose Fibe Instant Personal Loan for Personal Use
Instant Cash Loan
5 Smart Reasons to Choose Fibe Instant Personal Loan for Personal Use

Are you a professional relocating for work and need funds to pay your housing deposit? Or do you need to bridge a cash crunch to address medical needs? Whether you are looking to upgrade your life or meet a short-term requirement, the Fibe Instant Cash Loan can be your ally.  This personal loan requires no collateral and …

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Saraswat Bank Fixed Deposit Interest Rates 2024
Fixed Deposit
Saraswat Bank Fixed Deposit Interest Rates 2024

The Saraswat Bank FD rates go up to 8.00% p.a., making it a great option to grow your wealth risk-free. The bank was recognised as one of the World’s Best Banks 2020 for the third time in a row on the Forbes list, making it a great bank to open a deposit. The bank offers …

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Canara Bank Fixed Deposit Interest Rates
Fixed Deposit
Canara Bank Fixed Deposit Interest Rates

The current Canara Bank FD interest rate goes up to 7.90% p.a., making it a great investment option. It offers you two types of FDs: Here are some other key features of Canara Bank FDs: Read on to know the Canara Bank FD rates in 2024.  Canara Bank FD Interest Rates for Callable Deposits Below …

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IndusInd Bank FD Interest Rates 2024
Banking
IndusInd Bank FD Interest Rates 2024

The current IndusInd Bank Fixed Deposit interest rate makes it an attractive investment option. You can earn up to 8.25% interest on an FD with the bank. This makes your investment safe, giving you steady returns until maturity. So, along with capital appreciation, you can keep your savings protected from erosion due to market factors.  …

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What is UPI ID & How to Register for UPI Payments?
Payment
What is UPI ID & How to Register for UPI Payments?

Learning how to make a UPI ID or set a UPI PIN is an easy solution to enjoying seamless transactions. Thanks to digital advancements and the launch of the UPI facility, now you no longer have to visit a bank to transfer money. With the Unified Payment Interface (UPI), you can effortlessly transfer funds from …

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Unveiling Top Financial Scams in India 2024
Finance
Unveiling Top Financial Scams in India 2024

In the increasingly interconnected digital landscape, online scams have become an unfortunate reality, preying on unsuspecting individuals and organisations. From phishing emails to fake investment schemes, the realm of financial fraud is vast and ever-evolving.  One way to protect yourself from these is to be aware of the tactics that scammers use and the tips …

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Latest Fixed Deposit Interest Rates of HDFC Bank Explained
Fixed Deposit
Latest Fixed Deposit Interest Rates of HDFC Bank Explained

The fixed deposit interest rate of HDFC Bank varies depending on your deposit amount and tenure. HDFC is one of India’s leading private sector banks, offering a range of financial products, one of them being fixed deposits.  At HDFC Bank, you can open an FD account with an amount as low as ₹5,000 up to …

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What is Demand Draft (DD)? Meaning, Types, Charges & How to Make One 
Banking
What is Demand Draft (DD)? Meaning, Types, Charges & How to Make One 

A Demand Draft (DD) is a secure prepaid banking instrument used to transfer money to a person, business, institution or government body. It is commonly used for college fees, exam fees, application payments, property transactions, tender deposits and business payments where the receiver wants assured funds. Since the amount is paid to the bank before the DD is issued, there is almost no …

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Minor PAN Card: A Detailed Guide for Online & Offline Application
PAN Card
Minor PAN Card: A Detailed Guide for Online & Offline Application

A PAN Card isn’t just for adults — it can be a valuable financial tool for minors too. From opening a bank account to investing in their future, having a PAN Card early sets the foundation for smart money management. Thankfully, you can easily apply for a PAN card for minors online or offline.   Read …

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What is the debt-to-income ratio? Know its formula and How to improve it
Finance
What is the debt-to-income ratio? Know its formula and How to improve it

Debt-to-income ratio is an essential criterion that helps financial institutions evaluate your finances. This figure affects the loan amount and credit card limit that you can get.  When you apply for credit, lenders determine this ratio since it reflects your borrowing capacity. Continue reading to understand the significance of this ratio in your loan application …

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