The Vibe Journal: Finance Blogs

An account payee cheque is also known as a crossed check, which has two parallel lines mentioned on the top left. Between the two lines, you need to write ‘A/C payee’. Irrespective of many digital options, cheques are one of the popular ways of making financial transactions. One of the main reasons for choosing cheques …

The RTGS full form in banking is Real-Time Gross Settlement. RTGS is a way to transfer money from one bank account to another instantly, without waiting. If you have ever wondered what is RTGS and when you should use it, think of situations where speed really matters. Maybe a property payment. Maybe a business transfer. …

AMC or Annual Maintenance Charges are fees banks levy to cover the costs of managing your debit card, including customer support, fraud protection, and infrastructure maintenance. Some banks offer free debit cards with no AMC, but many others charge annually, depending on the card’s features and privileges.    This space explains AMC charges meaning, how these charges …

The Employee Provident Fund or EPF, is a simple way for salaried individuals to build a retirement fund over time. For the Financial Year 2025-26, the Employees’ Provident Fund Organisation (EPFO) has set the interest rate at 8.25% p.a. Read on to know more about this EPF rate and its calculation. [Source: Declaration of EPF …

Knowing the current SBI FD interest rates will help you invest smartly and ensure maximum returns. The interest rates depend on: Staying informed about the rates will give you insight into which terms best suit your goals, enabling you to make the most of your funds. Read on to know the current rates and other key …

A cheque leaf is a primary financial instrument for all account holders and banks provide a chequebook when you open an account. Understanding the cheque leaf meaning is essential to using it. It is necessary to know the validity of a cheque leaf, the process of filling it out and more to make the best use of it.   Before digitisation in the financial …

If you’ve been wondering ‘Can I get a pan card loan 20000 instantly?’, the good news is—yes, you absolutely can. With digital lending becoming faster and more convenient, accessing funds when you need them has become extremely simple. An instant personal loan on PAN card verification lets you borrow ₹20,000 without heavy paperwork or collateral, …

Knowing about the documents required for filing ITR well in advance helps you file your returns hassle-free. The IT Department has already streamlined the process by providing pre-filled ITR forms. You can file your ITR online or download the required form and upload it on the portal after completing it.  Although you have pre-filled information, …

Axis Bank is a leading private bank renowned for its extensive range of financial products and services to suit diverse requirements. The customer care number for Axis Bank can help you get answers to a variety of queries.  If you are looking for the Axis bank customer care information, you have come to the right …