The Vibe Journal: Finance Blogs

Highlight: Being financially literate is not easy, but once mastered, it can significantly reduce life’s burdens. To get started in this field, read the best-selling financial literacy books. Financial literacy is obviously a critical life skill. After all, it’s your gateway to knowledge and skills to effectively manage your money. In its absence, your actions …

Highlight: Worried about long-term financial planning? Investing in a public provident fund (PPF) can be a good investment option with many benefits. Learn how you can invest in PPF for better financial planning. The reality of inflation has everyone thinking about investing their savings for long-term financial planning. In these times of uncertainty, investing in …

CTC, or Cost to Company, is the total amount a company spends on an employee annually. However, the CTC mentioned during hiring often differs from what you actually receive in-hand. Why? Because CTC includes components like basic pay, bonuses, benefits and employer contributions—many of which don’t directly reflect in your monthly salary.  This blog explains …

Wondering how to get a personal loan quickly? With advances in technology, you don’t have to worry as the process has become simpler. You can get an instant loan online from lenders like Fibe – the most reliable online personal loan app.  A personal loan can have great utility in times of financial need, such …

With the growth in popularity of fintech and eCommerce, lifestyle upgrades have become accessible to almost everyone. With instant online loans, credit cards, and other debts to help manage the cash flow, people are now able to afford cars, homes, electronics, vacations, or even skill upgrades they previously wouldn’t have had access to.  However, for …

Employees increasingly want more than simply a job. They are looking for employment that provides more than just paid time off and health insurance. They desire tax incentives, a retirement plan, debt relief, and assistance with personal financial planning. Employees appreciate their employers for offering fair financial wellness services, which are difficult to find elsewhere. …

Looking for a personal loan without salary slip? Many individuals—freelancers, self-employed professionals, or those earning through rent or investments—don’t receive salary slips but still need quick funds. The good news is that you can still get a loan without salary slip by providing alternate proofs of income. Lenders assess your repayment capacity not just through …

For a self-employed individual, getting personal loans from banking institutions can be difficult because banks need proof of reliable cash flow, a comprehensive business plan, and thriving business infrastructure. The lack of access to funds may cripple your plans to grow your business. However, it is not the case with the Fibe personal loan app; …

Public transport is advantageous in many ways – from costs to efficiency, but having a personal vehicle has a whole other level of appeal altogether. It gives you a sense of freedom and space. Further, two-wheelers have greater appeal over cars. It makes your commute easier and is cheaper for long-term use by individuals or …

With technology transforming the financial sector, you can easily get an Aadhaar card loan today, which increases your accessibility to credit. An Aadhaar card is a 12-digit identification number issued by the Government of India. It serves as identity proof for Indian citizens and contains demographic details and biometric information required when applying for a …