This guide explains what a retail loan is, how the application journey works and the difference between secured and unsecured retail loans. You will also find the main types of retail loans, their benefits, eligibility criteria and the documents you need to apply. Read time: about 6 minutes. Picture this: your air conditioner breaks down right before summer, or you finally …
Downloading an SBI bank statement helps account holders access a detailed record of their transactions over a specific period. This guide explains how to download an SBI bank statement online through net banking and the YONO mobile app, along with offline options such as ATMs and branch visits. It also covers how to check an …
An e-Mandate is a digital payment authorisation that allows a bank or payment provider to automatically debit a fixed or variable amount from your account on scheduled dates. It is commonly used for recurring payments such as loan EMIs, utility bills, insurance premiums, SIPs and subscriptions. By automating these payments, an e-Mandate reduces the need to remember and manually complete …
Credit cards have become one of the best ways to transact and you can now utilise your cards through UPI apps. In June 2022, the Reserve Bank of India (RBI) allowed individuals to link their credit cards to make payments through UPI. However, this is only possible with RuPay credit cards like the all-new Fibe …
A personal loan statement is a detailed record of your loan account that shows your EMI payments, interest rate, outstanding balance, repayment history and other important loan details. You can check and download your personal loan statement online through net banking, your lender’s website or mobile app, or access it through other channels such as email and customer care. Financial …
Christmas 2025 is on its way, bringing with it the magic of twinkling lights, joyful carols and heartwarming celebrations! Whether you’re planning a cozy family dinner, a festive get-together with friends, or an exciting holiday trip, this season is all about love, laughter and togetherness. Falling on 25th December, Christmas marks the birth of Jesus …
Planning a bank visit in 2026? Before you step out, it’s important to know when banks are closed. In India, bank holidays aren’t random; they follow an official calendar issued by the Reserve Bank of India (RBI). This bank holiday list 2026 includes national holidays, state-specific holidays, 2nd and 4th Saturdays and Sundays. Knowing the …
Dussehra, also called Vijayadashami, is one of the most celebrated festivals in India. It marks the victory of good over evil, symbolised by Lord Rama’s triumph over Ravana in Hindu mythology and Goddess Durga’s victory over Mahishasura. The festival is the culmination of the nine-day Navratri and is celebrated with grand rituals, pujas, effigy burning, …
To link Aadhaar with a bank account, you no longer need to visit banks or your nearest Aadhaar centre. With digitisation, you can apply for various Aadhaar card services right from the comfort of your home. This includes the process of linking your Aadhaar number with your bank account. Linking your bank account with your …
