The Vibe Journal: Finance Blogs

Bonus Calculation as per Bonus Act 1965 states that every organisation with 20 or more employees must pay a minimum bonus of 8.33% of total wages. This bonus not only supports financial well-being but also improves employee morale and commitment. The Diwali bonus calculation generally depends on factors such as basic pay, eligibility, and a …

Opting for the facilities of UTI for PAN card status checks simplifies the process of getting a new card and helps you stay updated about your application. This card is essential for many different purposes, such as: You can apply for this card after turning 18 years old. Through the UTI Infrastructure Technology And Services …

Bonus taxability is all about knowing how your bonus is taxed, so you can understand your liabilities better. Bonuses are additional earnings that you get from your employer for various reasons. In some cases, they are linked to your performance and in other cases, they are paid to you as a share of the profits …

Are you wondering how to save tax on a ₹10 lakhs salary? This is a frequently asked question, and fortunately, you can discover the solution right here. The IT Department imposes taxes according to the relevant tax bracket. While paying tax is the responsibility of every Indian, it is also common for taxpayers to benefit …

Credit cards are now a regular part of how you pay for everyday things. You may use them to order food, shop online, book travel or manage a sudden expense. They make payments quick and hassle-free. When used the right way, credit card benefits can support both your spending and your financial planning. Some important …

‘How to link mobile number with Aadhaar card?’ is a common question. When your mobile number is linked to Aadhaar, many things become simpler. You can complete KYC faster. You can invest in mutual funds, buy insurance or apply for financial products using a quick OTP on your registered number. Your Aadhaar is also linked …

Managing sudden expenses or small financial needs has become much easier with digital lending. Today, many lenders allow you to get a ₹10,000 loan on Aadhaar card instantly with a completely online and paperless journey. Since Aadhaar works as both ID and address proof, you can complete Aadhaar-based e-KYC and get quick approval for a …

Bank accounts are pivotal in ensuring hassle-free access to funds whenever required. One of the most common and easily accessible accounts is savings accounts. Today, numerous banks offer several savings account options, each catering to unique requirements and added benefits. That said, you shouldn’t open an account without checking the details, especially the rates offered …

The personal loan minimum tenure and the maximum tenure are important factors to consider while getting a loan. It is one of the easiest credit instruments you can get from any bank, NBFC, or financial institution.  This collateral-free loan offers advantages like an easy online application and no end-use restrictions. However, the online personal loan needs …

Knowing the meaning of ITR is essential as it will help you stay compliant with the tax laws of the country. Simply put, an income tax return or ITR is an essential form for declaring your income details and the applicable tax information to the IT Department. According to the IT Act of 1961, all …