The Vibe Journal: Finance Blogs

Staying updated with your bank balance is crucial in enjoying seamless transactions, no matter whether it is a savings or current account. In fact, this practice helps you plan your finances better, especially if you are expecting a big-ticket expense to come up.   ICICI Bank, a leading financial institution, offers easy digital banking services. If …

One of the main components of salary taxation is TDS on salary or Tax Deducted at Source on salary. The salary you get each month is generally lower than the CTC mentioned at the time of your hiring. This is because taxes are deducted from your gross salary before you receive it.  The applicable rate …

When carrying out the tax management process and compiling various forms and slips, one thought that arises in every employee’s mind is about the tax-saving options for salaried professionals. So, if you, too, are wondering how to make the most of tax benefits for salaried employees, you are not alone. The good news is that …

Credit cards offer an excellent way to purchase daily essentials, electronics and more as well as address emergencies. Using them, you can boost your savings through rewards, discounts and cashback. However, credit cards are a credit facility and require you to make timely payments.  Missing paying your bill by the due date, you not only …

The State Bank of India’s SBI balance check number is a quick and convenient way to know your account balance without visiting a branch. Keeping a check on your account balance is a beneficial habit that enables you to make decisions in sync with your available finances.  Checking your account balance through a helpline number …

A loan for purchasing agricultural land can help you invest in a valuable asset with can be useful for cultivation of crops or other activities. This secured loan is one of many types of land loans issued by all banks and NBFCs. However, there are a few rules and restrictions for getting this credit facility.   …

Do you need to pay GST on personal loan EMIs? The answer is no. However, it’s levied on processing fees and other charges. Being aware of these tax implications beforehand helps you manage your repayments without much hassle. This is because these charges can impact your borrowing costs significantly.  As you may know, taking a …

loans are tools that help to fund various expenses. Expediting your career can be one of them. After all, education is known to be the best investment. If you are looking for career growth without having to invest a fortune from your savings, a career loan can help you get started. This type of loan …

If you’ve applied for a personal loan, one of the first things you might wonder is – ‘what is a personal loan sanction letter and why do lenders issue it?’ This document is a vital part of your loan journey, as it confirms whether your loan is initially approved and on what terms. Before the …

Loans are easy and quick to apply for without risking any assets. However, there are several factors for you to consider before applying for instant personal loan to ensure that it is the right choice for you.  Read on to know what they are and how you can avoid common mistakes while applying.  Factors to …