The Vibe Journal: Finance Blogs

To save on taxes, you can explore various tax saving investments. These avenues can offer deductions under the Income Tax Act of 1961. You can choose from several schemes under the following sections: To know more about these tax saving instruments, read on.     Top 5 Investments for Tax Savings in India Here are some tax …

An account payee cheque is also known as a crossed check, which has two parallel lines mentioned on the top left. Between the two lines, you need to write ‘A/C payee’. Irrespective of many digital options, cheques are one of the popular ways of making financial transactions. One of the main reasons for choosing cheques …

RTGS refers to a payment facility provided by banking institutions for the transfer of funds from one bank account to another. Although UPI transactions in India are being accepted widely, they have a specified limit of ₹1 lakh per day. For a larger amount, there are other online methods to opt from.  Unlike an NEFT …

If you’ve ever received a notification about ATM card AMC charges and wondered what exactly they are, you’re in the right place. AMC or Annual Maintenance Charges are fees banks levy to cover the costs of managing your debit card, including customer support, fraud protection, and infrastructure maintenance. Some banks offer free debit cards with …

The Employee Provident Fund, or EPF, offers all employed individuals retirement benefits. For the Financial Year 2022-23, the Employees’ Provident Fund Organisation (EPFO) has announced that the interest rate will be 8.15% p.a.  Read on to know more about this EPF rate and its calculation. An Overview of the EPF Interest Rate in 2024 Here …

Knowing the current SBI FD interest rates will help you invest smartly and ensure maximum returns. The interest rates depend on: Staying informed about the rates will give you insight into which terms best suit your goals, enabling you to make the most of your funds. Read on to know the current rates and other key …

A cheque leaf is a primary financial instrument for all account holders and banks provide a chequebook when you open an account. Understanding the cheque leaf meaning is essential to using it. It is necessary to know the validity of a cheque leaf, the process of filling it out and more to make the best …

If you’ve been wondering ‘Can I get a pan card loan 20000 instantly?’, the good news is—yes, you absolutely can. With digital lending becoming faster and more convenient, accessing funds when you need them has become extremely simple. An instant personal loan on PAN card verification lets you borrow ₹20,000 without heavy paperwork or collateral, …

Knowing how to save money each month or even every day is the key to a bright financial future. After all, savings help you invest for the long term and address emergencies along the way.  But it is easier said than done, right?  Don’t worry, because the tips to save money are actually quite simple …

Knowing about the documents required for filing ITR well in advance helps you file your returns hassle-free. The IT Department has already streamlined the process by providing pre-filled ITR forms. You can file your ITR online or download the required form and upload it on the portal after completing it.  Although you have pre-filled information, …