The Vibe Journal: Finance Blogs

If you’ve ever received a notification about ATM card AMC charges and wondered what exactly they are, you’re in the right place. AMC or Annual Maintenance Charges are fees banks levy to cover the costs of managing your debit card, including customer support, fraud protection, and infrastructure maintenance. Some banks offer free debit cards with …

The Employee Provident Fund, or EPF, offers all employed individuals retirement benefits. For the Financial Year 2022-23, the Employees’ Provident Fund Organisation (EPFO) has announced that the interest rate will be 8.15% p.a.  Read on to know more about this EPF rate and its calculation. An Overview of the EPF Interest Rate in 2024 Here …

Knowing the current SBI FD interest rates will help you invest smartly and ensure maximum returns. The interest rates depend on: Staying informed about the rates will give you insight into which terms best suit your goals, enabling you to make the most of your funds. Read on to know the current rates and other key …

A cheque leaf is a primary financial instrument for all account holders and banks provide a chequebook when you open an account. Understanding the cheque leaf meaning is essential to using it. It is necessary to know the validity of a cheque leaf, the process of filling it out and more to make the best …

If you’ve been wondering ‘Can I get a pan card loan 20000 instantly?’, the good news is yes! With the rise of digital lending, getting quick access to money has never been easier. An instant loan on PAN card lets you borrow ₹20,000 seamlessly using your PAN card for verification. You don’t need heavy paperwork …

Knowing how to save money each month or even every day is the key to a bright financial future. After all, savings help you invest for the long term and address emergencies along the way.  But it is easier said than done, right?  Don’t worry, because the tips to save money are actually quite simple …

Knowing about the documents required for filing ITR well in advance helps you file your returns hassle-free. The IT Department has already streamlined the process by providing pre-filled ITR forms. You can file your ITR online or download the required form and upload it on the portal after completing it.  Although you have pre-filled information, …

Axis Bank is a leading private bank renowned for its extensive range of financial products and services to suit diverse requirements. The customer care number for Axis Bank can help you get answers to a variety of queries.  If you are looking for the Axis bank customer care information, you have come to the right …

Want to check your Kotak Mahindra Bank balance without visiting the bank or ATM? Well, you’re in the right place. Whether you’re keeping track of your spending, planning your next expense or just curious about your account balance, Kotak makes it super simple.  With a quick missed call or a simple SMS, you can get …

You can claim an income tax refund online when you pay tax in excess. This can happen in two scenarios: Generally, refund claims for the former are more common. This is why knowing how to claim an income tax refund for excess TDS is essential. Read on to know when and how you can get …