The Vibe Journal: Finance Blogs

If you’ve recently set up a solar system at home or for your shop, there’s a good chance you’ve looked at your first solar power bill and must have thought, ‘This looks different. What am I even being charged for?’You’re not alone. Many people get confused the first time they receive a solar energy bill …

Nowadays, more and more people are looking into solar not because it’s trendy but because it just makes sense. With power bills creeping up and frequent blackouts in some areas, having your own source of electricity feels like a smart move. But there’s a small challenge. The moment you start researching solar systems, 2 words …

When you receive your monthly salary slip, you might notice various components listed separately, such as basic salary, house rent allowance (HRA), conveyance allowance and special allowance in salary. Among these, special allowance in salary often creates confusion for many employees. What exactly is it? Why is it provided? How is it taxed? This blog …

When it comes to managing your finances, taking a bank loan can be an effective solution to meet your needs. However, understanding how to settle a loan or close is equally important for financial health. Many people often confuse loan settlement with loan closure, as they sound similar but differ significantly in process, implications and …

When borrowers default on loans, the consequences extend far beyond balance sheets: weakening banks, unsettling credit markets, and slowing the economy’s growth engine. To address the issues of financial disputes related to Non-Performing Assets (NPAs) , India established the Debt Recovery Tribunals (DRTs) in 1993. This blog explains the Debt Recovery Tribunal (DRT) in India, …

Putting aside small amounts every month is often easier than saving a big sum at once. That’s where recurring deposits (RDs) work well. You invest a fixed amount every month and get assured returns when the term ends. UCO Bank, one of India’s trusted public sector banks offers RDs that are safe and easy to …

Investments often bring to mind putting aside a big lump sum. But saving doesn’t always have to be that way. With a recurring deposit (RD), you can start small. Just put aside a fixed amount every month. At maturity, you still get assured returns. The Central Bank of India is one of the oldest public …

Saving regularly can feel tough, but an RD makes it simple. You just fix a small monthly amount and let it grow with assured returns. Among public sector banks, Punjab National Bank stands out for its trust and wide reach.  The current PNB RD interest rates 2025 range from 6.00% to 6.50% p.a. for tenures …

This year, Navratri will be celebrated from September 22 (Monday) to October 1 (Wednesday), with Vijayadashami / Dussehra on October 2, 2025 (Thursday). Some regional panchangs may differ slightly due to lunar timings. Read on to understand what this season is all about.  What is Navratri?  Navratri, meaning ‘9 nights,’ is one of India’s most …

Planning for retirement often raises a significant question: how can you keep your savings safe while also earning decent returns? For many in India, especially those above 60, senior citizen fixed deposit schemes become a natural choice. These aren’t new, but their reliability and slightly better returns still make them popular. Let’s look at what …