The Vibe Journal: Finance Blogs

The list of best-selling phones in India changes every day. This is mostly because the latest versions have the best features. If you’re planning to buy a new smartphone, you should know the latest models of the popular manufacturers. Doing so will enable you to choose the right and latest model within your budget. Read …

Tracking your EPFO pension status gives you peace of mind as it allows you to know your savings for retirement. Provided by the Employees’ Provident Fund Organisation (EPFO), this pension scheme was launched in 1995 by the Government of India. Since then, it has provided Indians with financial security post-retirement, which makes it a popular …

A masked Aadhaar card is an alternative version of your regular Aadhaar card, which provides better security and privacy. Since an Aadhaar card is an important document linked to your identity verification, keeping it secure is crucial.  Whether verifying your identity or for the KYC process, several institutions will ask for your Aadhaar card. Since …

Ever wondered how banks manage your deposits while giving you the convenience of seamless transactions? That’s where CASA (Current Account Savings Account) comes in! It’s a smart mix of savings and current account benefits, offering easy access to your money while earning interest. Whether you’re an individual or a business, a CASA account helps you …

Even before the ‘Make in India’ initiative, many Indian mobile phone brands offered great options at affordable rates. With the fast-growing competitive industry now, there is a diverse range of models that you can choose from.  That said, here is an overview of the top 10 Indian mobile companies selling smartphones and other electronic products …

Do you know the meaning of deferment? In banking, it is a type of agreement that allows you to delay the payment to avoid immediate financial strain. Many loans and investment options work on this principle to help you manage cash flow.  Read on to better understand the meaning of deferred payment and why it …

A grace period is one of the many features of a credit card that add to your user experience. Because of this period, you get to access instant credit without any interest charges. This is also why it is also known as the interest-free period. Read on to know its meaning, benefits, eligibility and more.  …

Electric vehicles (EVs) are getting quite popular nowadays. If you’re planning to switch to this type of vehicle, you can get an electric vehicle loan easily. Many financial institutions including leading banks and Non-Banking Financial Institutions (NBFCs) provide financing for this type of vehicle. By getting vehicles that run on electricity instead of traditional fuel, …

You can easily get a loan for solar panel installation and generate electricity. With rising inflation, these substantial electricity bills can be quite difficult to handle. Because of this, you may have to compromise on your electricity usage. By installing solar panels, you can avoid this as it will help reduce your bills significantly. Read …

To calculate the CIBIL score, TransUnion CIBIL assesses many factors that have a direct impact on credit health. This score is also a reflection of your ability to handle the borrowed amount and repay it on time. As such, financial institutions give it a lot of importance and weightage when assessing your applications. Knowing how …