UPI has changed the way we pay and receive money. It is quick, easy and safe. Most people know UPI works with savings accounts. But what about businesses that use current accounts? Many business owners ask if UPI can be linked with a current account. The answer is yes. For business owners, having a current …
No, the UPI PIN and the ATM PIN are not the same thing. The ATM PIN is connected to your debit card. You use it for things like taking out cash from an ATM, checking your balance and making payments with your card. The UPI PIN is used to confirm transactions on your mobile payment apps like PhonePe Google Pay, Paytm and BHIM. …
UPI has made payments fast and simple. But like any system, errors can happen. You might send money to the wrong account, face a failed debit or not receive a refund on time. That’s where the UPI dispute redressal mechanism comes in. It helps users raise complaints, track them and get quick solutions. Read on …
In digital banking, PINs protect your money. But many people get confused by the different types of PINs. A common question is – ‘is MPIN and UPI PIN same?’ At first, they look alike. Both are 4 or 6-digit codes you must enter to approve payments. But they are not the same. They may sound …
UPI makes paying quick and easy. But what if your internet is not working? That is where offline UPI payments help. You can send money, check your balance or make purchases without mobile data or Wi‑Fi. This method works on both smartphones and basic phones. It uses the *99# USSD code to connect to your …
Investors are getting more concerned about how well companies can operate beyond monetary rewards. Factors like environmental responsibility, ethical treatment of stakeholders, and corporate governance are becoming equally important. ESG funds also identify with this change of direction. Wondering “what is ESG invest?” These are funds that target companies that are in line with particular …
Some investors prefer a broad spread across the market. Others like the idea of putting their money where their beliefs are. Thematic mutual funds cater to that second group. These funds stick to one main idea and choose companies that align with it. The theme could be something vast, like clean energy or more specific, …
If you invest in mutual funds, you’ve probably received an account statement at some point. For many, it’s just another PDF in the inbox. But that file is more than a formality; it’s a snapshot of where your money stands today, how it’s grown and the transactions that got it there. Learning to understand the …
If you’re wondering whether liquid funds or FDs are better for your savings, the answer depends on how long you can set the money aside and whether you prefer flexibility or fixed returns. Liquid funds work better when you want quick access and market-linked returns, while FDs are more suited for those who prefer stable, …
When planning how to save your money, two options usually top the list – a fixed deposit and a savings deposit account. Both are widely used across India, backed by RBI-regulated financial institutions, and considered low-risk choices. But they work quite differently. A fixed deposit locks your funds for a chosen period and offers higher …
