The Vibe Journal: Finance Blogs

If you are looking at growing your money, the world of investments has no limits. While there are conventional methods of investment like fixed deposits, PFs, bonds and more, there are multiple alternative methods you may want to explore too. Non-traditional methods can surprise you and provide outsized results. Here are a few different types …

In today’s debt-driven economy, all individuals and business ventures depend on credit at one point or another. The credit score becomes essential in this context as it establishes the borrower’s creditworthiness and repayment history.  Lenders are more likely to offer a loan or a credit card if your score is high. As such, you must …

Dreams of visiting exotic destinations are not uncommon, but travelling anywhere requires money, which we usually may not have in abundance. It is not easy to tick things off your bucket list when your bank balance is low, but it’s not impossible, either. We often end up spending tons of money unnecessarily by making unwise …

A fixed salary offers financial security that ensures your monthly needs are met. However, rising inflation rates may make it challenging to get through the entire month. As per an EY-Refyne survey, more than 80% of employees use up their entire salary before it is time to receive the next month’s salary.  This can make …

Nothing in the world is as empowering as knowledge – the single biggest driver of economic growth globally. However, with rising costs of education, this development may go for a toss. Over 70% of students opt for higher education and fund a major chunk of their education with pricey loans. To add insult to injury, …

Just landed a new job and struggling to meet ends? Don’t know who to turn to for your temporary cash-crunch? A salary advance can be a panacea for all your liquidity problems. The concept technically refers to an early payment of a portion of an employee’s salary – but is often used to refer to …

From paid vacations to health insurance, organisations have left no stone unturned to ensure the convenience of their employees. However, with the state of the global economy and rate of inflation we tend to see, money seems to be slipping out of our bank accounts faster than we can earn it. Despite meticulous planning and …