The Vibe Journal: Finance Blogs

You can get instant cash on a credit card or apply for a personal loan to help you manage your planned or unplanned financial requirements. Before choosing any option, consider the interest levied in both cases. With instant cash loan and online personal loan becoming increasingly popular, you can get funds from the convenience of your home. …

Delay in getting your salary, sudden spike in your expenses due to festivities or medical emergencies can all require you to borrow funds to bridge gaps. Salary advances  and personal loans are both ways that you can access credit when you need it. They both offer funds without collateral to salaried professionals. Let’s take a closer look …

With the new financial year, came some really good news. With the new tax slabs, there is an opportunity for you to save your taxable income. Getting a major chunk of taxable income out of the way by making the most of Section 80C is a great starting point for most of us, but even …

As a growing cohort of Indian population enters the working age, a substantial part of their disposable income is being spent on travel. Their reasons may vary, but what’s common is the need for self-preservation and a non-negotiable desire to explore the unexplored. This is why millennial’s are now integrating the passion for travel into …

Fond of scrolling through Instagram, looking wistfully at beautiful photos of people travelling the world? You’re not alone. Thankfully, there are some easy ways to partake in budget travelling and fulfil your travel dreams without burning through your savings.  However, you require the will and determination to stick to your budget for travel this summer, …

As summers approach, it is time to buckle up and plan for your international trip. From ancient ruins to exotic beaches, locations abroad have a lot to offer. But before you head for your dream vacation, planning for the journey is crucial to keep it organised. To know more about the best destinations to visit …

Money saved is money earned – but you cannot apply this to funds left idle in the bank. Idle cash that does not generate any return or nominal returns may ultimately lose its value. But what causes money to lose value even when stored securely in your account? The simple answer is the decrease in …

Procure a loan isn’t a walk in the park – traditional banks and financial institutions tend to take long periods of time to process loan applications. Apart from banks, informal money lenders are known for high rates of interest, making the entire process strenuous. Not surprisingly then, loan apps have emerged in this financial set …