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The Vibe Journal: Finance Blogs
From tax-saving tips, ways to manage your loan to personal finance — this is the ultimate finance blog for all your queries.
A Bank is the first thing that pops into your mind when searching for a loan. That’s how we have been wired and it seems like a logical choice to go with. But you would be surprised to know that Non-Banking Financial Companies or NBFCs are continuously outperforming banks today. According to the latest Financial …
Continue reading “Bank or Non-Banking Financial Company: Which is Better for Loans?”
While scheduling monthly calendar, you suddenly realize that plan to celebrate the favorite festival with schoolmates, and girl friend’s birthday falls within first twenty days on the month. To add-on, your restlessness, gentle reminder SMS to pay monthly EMI for the bike, drops in. You are still to pay the balance payment of air ticket …
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In September 2010, India set out on an arduous journey. A journey to provide every one of its billion plus residents with a unique identification number. A journey that would prove to be the beginning of a FinTech revolution for the country. INDIA STACK What is India Stack? In simple terms, India Stack is: A paperless …
With the evolution in the field of information technology, the lifestyle of people started changing gradually. It started showing its effect on various sectors and one of them is banking and finance sector. Before the evolution, the process of completing a financial transaction was tough and physical presence of both person (borrower and lender) was …
Getting your salary is a wonderful feeling. It makes you feel rewarded for all the hours of dedicated work that you put in. But the happiness fades away when a large chunk of your hard-earned income gets converted into tax. It is essential to figure out how you can avoid that high deduction in tax. …
Continue reading “A Detailed Guide to Income Tax Deductions in India”
An overdraft facility lets you borrow extra money from your bank, even if your balance is low. It works like a short-term credit line linked to your account. You can use the funds for urgent needs like bill payments, medical expenses or business cash flow. For answers to the question, “What is an OD loan?” …
Continue reading “Overdraft Facility (OD) – Features, Process to Apply & How it Works”
It’s the time of the year when promises are made new beginnings are carved, and bonds are strengthened. It is the Valentine’s week. This is the week where people express their love for each other. This is the time when people exchange gifts with each other to showcase their affection. However often we find ourselves …
Continue reading “Celebrating Valentine’s Day with Early Salary”
When you are in your twenty’s, you get perpetual recitations on money saving and management This indeed is a great thing, because an advise like this is always treasure worthy. However apart from managing finances and saving money, it is also crucial to master the art of spending right. Let’s discuss about where you should …
Continue reading “What is the Right Way for the Twenty Something’s to Spend Money”
The Indian banking sector has its roots in the 18th century, and has evolved in a variety of ways since then Post-Independence, The Reserve Bank of India, India’s central banking authority, was established in April 1935, but was nationalised on 1 January 1949 under the terms of the Reserve Bank of India (Transfer to Public …