The Vibe Journal: Finance Blogs

Before conversing about fixing damages to the credit score. Let us talk about a good credit score. We often ignore credit score while applying for loans, and many of us unaware of the low score, until the lender rejects our application and informs us. We should not turn a deaf ear towards our credit score; …

One of the most common questions that we ask ourselves is “What kind of loan do I opt for?” We take baby steps towards Loans. Loans are like those tricky questions in our exams, where we have to meditate hard to make the right choice. Deciding upon which loans to take depends upon numerous parameters …

Who doesn’t want a peaceful night’s sleep? But we do not always get what we want. We know for a fact that money matters, but money matters hound us in our sleep. We have to essay the role of a smart money manager. Balanced budget is a must. But it is not as easy as …

Youngsters before marriage find themselves perplexed when finances are being spoken of. There is an absence of savings or a very much required emergency fund. Since their money management habits are haywire,it becomes essential that they get improved and systematic after marriage. If the financial loopholes are not taken care of , then these become …

Investing your hard earned savings seems a difficult task , but in reality it is not. You you don’t have to be rich to start investing. The key principle is to Start small and start early. If we focus on the right path to investment, then we would be amused to see the amount that …

Being at the point of time in our lives, where we finally feel financially able is enthralling. However, it is imperative to not go overboard on spending, and channelize our monetary resources. We make numerous mistakes during this phase of our lives like we spend more than we earn. This pushes us in a deep …

Authored article by Akshay Mehrotra, Co-Founder & CEO, Fibe.in Default on a loan can severely affect your credit history and may dramatically reduce your chance of getting any credit. Sometimes when we are young we choose not paying credit card for various reasons. Sometimes we just don’t have the money, sometime, the utility of the …

Acknowledging that you are over-leveraged is critical in escaping a debt trap. However, to get out of this situation, you first need to understand what is a debt trap. It is a circumstance where one is compelled to take out more loans to pay off existing loans, thereby creating a cycle of debt.  Over time, …

Often it happens that salaried people end up paying more tax than actually needed. This happens mostly because of lack of knowledge about tax saving. If you feel that you have a similar story and are figuring a way out to reduce the tax burden, then this article is for YOU… Indeed, there are many …

Nothing is worse than having a bad credit score, as it can tarnish your social image. How do I improve my credit score, what are the factors which hit your CIBIL score hard and what should we do to avoid them, are some of the common difficulties, most of the people go through but they …