The Vibe Journal: Finance Blogs

Artificial Intelligence has rapidly moving from a concept on paper to a legitimate technique with applications across domains. The tech world was talking about AI for a while now, but now, the other industries are abuzz with it, too. The use of AI is slowly becoming normalised; something to be expected, even. This is especially …

Money, or the lack of it, is a major cause of stress in adults. Often, when working adults are facing financial issues, the resulting stress and anxiety can follow them to their workplace. Unsurprisingly, these stressed employees are unable to deliver to their full potential. If we ask about what is considered the ideal state …

A warning on getting too friendly with credit cards would find itself in nearly all financial advice. And with good reason – considering the high interest rates and late payment penalties many cards can have. The dangers of running yourself into a credit rut, with considerably more debt than you have the capacity to repay …

Mario Puzo once said that friendship and money are like oil and water. This can sound like an unusual take, and would certainly not be true in all cases, but having ‘lend me’ friends can have disastrous consequences. These may range from never seeing your friend again and burning relationships, or never getting your money …

28 year old Sharan would fit check a lot of boxes on the stereotypical millennial checklist. A penchant for eating out from quality food joints, a habit of catching his favorite matches from the neighbourhood sports pub, and a strong desire to flaunt the latest smartphone or take quarterly vacations – Sharan clearly loves to …

By: Kuldeep Gupta About the Author: Kuldeep Gupta is Head of Human Resources at Porteck Corporation, an IIM Lucknow alumni & a master trainer having more than 18 years of experience managing human capital. About the Author: Kuldeep Gupta is Head of Human Resources at Porteck Corporation, an IIM Lucknow alumni & a master trainer …

Artificial Intelligence has gone from being depicted as a primary character in sci-fi movies, to being a buzzword for quite a while, and finally actually penetrating today’s professional workspaces. It has brought with it a risk of unemployment for 38% of the US workforce (35% in Germany and 30% in the UK) according to PricewaterhouseCoopers. …

At some point in a managerial role, we may wonder if our team is indeed adequately focused to deliver efficient results. A well coordinated team results in faster and more productive output, to the advantage of both the company and the employees. But often the case is such that employees lose touch with this part …

A financial portfolio is a comprehensive collection of assets – stocks, bonds, liabilities, cash equivalents etc. Of course, it’s likely to consist of non publicly tradable securities as well, like art or real estate. A financial portfolio is usually held directly by investors, but can be managed by financial managers, or accountants.  Building a stable, …

Knowing what is credit risk and how it differs from credit score is important. After all, lenders decide whether or not to approve your loan application based on your creditworthiness. To know more about what credit risk assessment and credit score are and how they differ from each other, read on. What Do You Mean …