The Vibe Journal: Finance Blogs

The festive season is finally here and with it have arrived some of the best deals, discounts, and cashback offers. E-commerce giants such as Amazon and Flipkart are gearing up for massive sales. Electronic gadgets such as phones, laptops, and cameras have been amongst the best sellers during the recently concluded shopping sales on e-commerce …

Besides the fact that taxes are often perceived as a financial burden, a lack of awareness about financial planning only adds more to the stress. A majority of taxpayers fail to fit the tax-saving piece into their financial puzzle. Maybe it’s time to teach students taxes when they’re still in school to train them for …

Stress is a universal issue, impacting professionals across sectors, designations, and organizations. It severely deteriorates an employee’s work performance and comes in different forms and shapes. Take financial stress – featuring challenges in meeting loan EMIs, or managing the usual daily bills at times. As any leader may guess, this can be a huge detriment …

If you’re planning to download a loan providing app, the first thing you might ask is – is it really safe to use? The answer is yes, but only when you borrow from an RBI-approved and reliable lender.  With instant loan apps, you don’t have to step into a bank branch anymore. Everything – from …

The festive season is finally here, and it brings with it much-awaited shopping sales. With the global pandemic, there has certainly been a slump in the economy as people have put off making big purchases. But as the economy restarts again, e-commerce giants like Flipkart and Amazon have geared up for major shopping sales. Let’s …

Based on your loan history (of all kinds), a credit score is a number that measures and rates your financial health. To decide whether to accept someone for a loan or credit card and to determine what interest rate to charge, lenders use credit scores. In order to decide whether to rent your house, give …

Over the years, an individual’s or even an organisation’s creditworthiness has come to be defined by their credit score. A loanee’s traditional data (e.g. credit history, types of credit, credit utilisation, etc.) is usually the only factor considered by credit scoring systems to evaluate their creditworthiness. The problem with this system is that a significant …

When it comes to loans, perhaps even before you finalise the loan amount, the first thing that comes to your mind is repayment. This is the right way to go about it as you are responsible for paying your loan on time. So, when you are borrowing, plan the budget accordingly and ensure that it …

When applying for a personal loan, one of the biggest concerns borrowers have is understanding all the costs involved. What is the processing fee for personal loan? Are there any personal loan hidden charges that might surprise you later? Getting clarity on these questions helps you plan your finances better and repay without stress. Being …

A personal loan is an unsecured loan designed to help folks meet their financial needs. By definition, a personal loan is one where you don’t need to pledge any security or collateral while opting for it. The lender provides the borrower with the flexibility to use the funds as per their own requirements. On closer …