The Vibe Journal: Finance Blogs

Everyone dreams of having the perfect ‘home sweet home’, but in the end, end up waiting. You could lose the opportunity to buy your dream home if you are waiting for property prices to come down or better days to come to buy that home. “Buyer paralysis” – or, as it is popularly known these …

Bringing a new life into the world brings with it, a lot of responsibilities and financial liabilities. Children can be molded into their best versions through education and it’s one of the biggest cash outflows (not the only one) that a family has to plan for. According to a report by the Hong Kong and …

Scammers opening a credit card or loan account in someone else’s name has become a rising concern. After all, the famous data breach at Equifax in 2017, which exposed the personal information of 147 million people, garnered worldwide media attention.  When scammers open such accounts, they can run up purchases or take loans in your name …

With the business world being taken up by a storm of young professionals, it is an obvious corollary that their personal needs and aspirations are on the rise as well. In today’s time, more and more people are resorting to taking personal loans to fulfil their short term and long term needs and aspiration: be …

Another year has gone by and ’tis finally the season to be jolly. It is that time of the year again when people buy gifts for loved ones and also make important purchases for themselves that they may have been putting off for later this entire year. Stores are decked with holly, tinsel, and holiday …

Credit scores have a significant impact on how swiftly you can access credit. You can use the loan to build a healthy credit score, which makes you eligible for quick and budget-friendly loans.  Here’s a deeper look into how a personal loan affects your score and how you can use it to build your credit score.  How …