The Vibe Journal: Finance Blogs

From tax-saving tips, ways to manage your loan to personal finance — this is the ultimate finance blog for all your queries.

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Fibe Smart Pay Offer Easy Repayment of Your Credit Card
Instant Cash Loan
Fibe Smart Pay Offer Easy Repayment of Your Credit Card

Credit cards are a great source to finance your urgent requirements, especially when you are short on cash. However, managing a significant borrowed amount at your fingertips can be difficult. More so because it directly affects your long-term finances. Therefore, it is important to pay your credit card bill on time without any delays. Paying …

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How to select the right AC for your budget
Personal Loan
How to select the right AC for your budget

The type of AC Air conditioners are mainly available in two configurations, a window AC or a split AC. Both of them have certain pros and cons. While windows ACs are generally cheaper and easier to install, they can be very noisy. On the other hand, split ACs make less noise but are more expensive …

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How do You Build Successful Work Teams? A Financial perspective
Corporate
How do You Build Successful Work Teams? A Financial perspective

Financial wellness has recently gained importance to build successful work teams. And for good reason. After all, financial stress harms both the professional and personal lives of your employees, and by extension the organization too. According to a report, financial stress results in a 34% increase in tardiness and absenteeism. Along with being stressed, employees …

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Tips On How to Negotiate a Lower Interest Rate on a Personal Loan?
Finance
Tips On How to Negotiate a Lower Interest Rate on a Personal Loan?

Yes, you may be able to negotiate the interest rate on a personal loan, depending on the lender and your financial profile. A strong credit score, stable income, repayment history and existing relationship with the lender can strengthen your position when requesting better loan terms.  However, the final interest rate is determined by the lender based on its eligibility …

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Should we use a housing renovation loan to finance home renovation?
Personal Loan
Should we use a housing renovation loan to finance home renovation?

Building your dream house is possibly the most anticipated as well as the most financially burdensome task you might undertake in your life. In recent times, with the COVID-19 lockdown, our homes became our office, our gym and essentially a safe sanctuary for all of us.  Our home, as often said, is the extension of …

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