The Vibe Journal: Finance Blogs

A financial catastrophe can strike anyone at any time. However, to keep one’s goals and requirements from being harmed, people often seek financial assistance in loans and credits.  Credit card loans and instant personal loans are the most common financial aid. They have no end-use restrictions and can be used for various personal or commercial …

No CIBIL score does not mean no loan. Lenders look at your income and your bank statements instead if your Credit Information Bureau (India) Limited (CIBIL) report shows no score, because a missing score only means missing data, not bad credit. Digital NBFCs like Fibe read your salary pattern, your spending behaviour and your repayment …

Personal loans can help you through some of the big purchases in your life while saving on interest rates and a lot of related hassle. Not surprisingly, reports suggest that the demand for personal loans has been increasing in the past couple of years. People generally avail of this facility to finance a home improvement, …

The gender gap has been one of the toughest disparities to bridge over the past couple of years. According to the World Economic Forum’s Global Gender Gap Report 2021, closing the global gender gap has increased by a generation from 99.5 years to 135.6 years, especially now with the effects of Covid-19 in the limelight. …

Compiled By: Ashish Goyal, Co-Founder and CFO at Fibe About Ashish: As CFO, Ashish oversees the overall strategic direction of the company and focuses on building the funding profile to ensure that it is diverse and deep. In this role, he is responsible for building Fibe’s business, strengthening Fibe’s position. He oversees the integration of Fibe’s …

Knowing how to operate credit cards responsibly is crucial, as they come with high interest rates if you do not pay your bills on time. Credit cards provide a convenient way to finance your purchases and offer more benefits and rewards than a debit card. However, using them without clearing your outstanding balance can result …

Everyone wants to be a millionaire or a billionaire, yet only a handful can accumulate remarkable wealth. The common notion is that millionaires are not self-made but benefit from their lineage. But that is not always the case. Many well-known people have generated substantial fortunes and become self-made millionaires, even billionaires, without an inheritance.  So, …