ES: Video KYC Terms & Conditions
1. I hereby state that I agree to authenticate myself with video-based customer identification process (“V-CIP”). Further, I expressly consent to and authorize the EarlySalary Services Private formerly known as ‘Ashish Securities Private Limited’EarlySalary”)(whether acting by itself or through any of its service providers, and whether in automated manner or otherwise), to do and undertake any of the following, in relation to my application details including my photograph, personal data and sensitive information about me, information, papers and data relating to know your customer (KYC), credit information, and any other information whether about me or not as may be deemed relevant by the EarlySalary (collectively, “Information”) for the purposes of (“Purposes”) V-CIP:
- to use devices and/or software, including the app, to record and capture my Information, interactions inclusive of video and which will be used for the Information verification and Purposes;
- to collect the Information from me and other physical or online sources including accessing the same from credit information companies, information utilities, websites, data bases and online platforms (whether public or not); to get the authenticity, correctness, adequacy, etc. of the Information verified from any sources and persons including from online data bases; and to act for and on my behalf for such accessing, collecting or verifying of the Information including using my log in and password credentials on the online platforms(which shall be not used by EarlySalary other than for the Purpose); such collection, access and verification may be done without any notice to me;
- process Information including by way of storing, structuring, organizing, reproducing, copying, using, profiling, etc. as may be deemed fit by the EarlySalary;
- to store the Information for such period as may be required for contract, by law or for the EarlySalary’ s evidential and claims purposes, whichever is longer;
- to share and disclose the Information to service providers, consultants, credit information companies, information utilities, other EarlySalary and financial institutions, affiliates, subsidiaries, regulators, investigating agencies, judicial, quasi-judicial and statutory authorities, or to other persons as may be necessary in connection with the contractual or legal requirements or in the legitimate interests of the EarlySalary or as per the consent;
- any of the aforesaid may be exercised by the EarlySalary for the purposes mentioned above, for the purposes of credit appraisal, fraud detection, anti-money laundering obligations, for entering into contract, for direct marketing, for developing credit scoring models and business strategies, for monitoring, for evaluating and improving the quality of services and products, for other legitimate purposes or for any purposes with consent.
2. I hereby state that I have no objection in authenticating myself with Aadhaar based authentication system and consent to providing my Aadhaar Number and/or (One Time Pin) OTP data (and/or any similar authentication mechanism) for Aadhaar Based authentication for the purposes of availing of the Service from EarlySalary. For the purpose of Aadhaar Based authentication, I have already read and agreed to the Aadhar KYC terms and conditions provided by EarlySalary. The same is again confirmed by me once again <T&C>.
I submit my Aadhaar number and voluntarily give my consent to:
- I expressly agree to and subject me to the automated processing, automated profiling and to the automated decision making by or on behalf of the EarlySalary.
- I expressly agree to the EarlySalary and/or its affiliates for using the Information and for cross-selling to me their various products and services from time to time.
3. I understand and agree that:
- during the V-CIP process, I have all the rights to disconnect the process if I feel discomfort in sharing any information or due to any of act of the V-CIP agent of EarlySalary.
- EarlySalary shall not be responsible for any discontinuance of V-CIP process due to any issue arising from my side, including but not limited to internet outage, hardware failure etc.
- Completion of this V-CIP shall not directly make me eligible for any Loan and shall not guarantee disbursal of any loan from EarlySalary.
- My V-CIP is subject to Audit by the Authorised Officials of EarlySalary and EarlySalary has right to reject the V-CIP without assigning any reason thereto and can ask me to re-do V-CIP.
4. I hereby declare that all Information that shall be furnished by me shall be true, correct and complete. I will not hold EarlySalary or any of their officials responsible in case of any incorrect information provided by me.